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diamondsawblade Education

Internal reports and dashboards are a part of the daily life of an analyst. You may find work as an entry-level financial analyst with your bachelor’s degree, but you may need professional certifications to advance. One example possible pathway is earning the Financial Industry Regulatory Authority (FINRA) Securities Industries Essentials (SIE) certification, followed by the Chartered Financial Analyst certification (CFA). Finance analytics experts require a range of education and experience to qualify.

Salary data is provided by Web Scribble and comes from the Department of Labor and thousands of companies’ job postings. Analyze the outcomes of an FOMC meeting and pitch a trade to your client with this free job simulation from Citi’s Markets Sales & Trading team. Analysts who work directly with buying and selling securities must pass exams and obtain licensure with the Financial Industry Regulatory Authority (FINRA). These exams focus on the regulatory structures of securities markets and ensure only qualified analysts and securities brokers are active. Learners are advised to conduct additional research to ensure that courses and other credentials pursued meet their personal, professional, and financial goals. Once the data is gathered it’s typically entered into Excel or some other type of database.

These recommendations will be presented to the CEO, the CFO, other executives, and/or the board of directors. In this episode of Corporate Finance Explained, we break down the fundamentals of financial statement analysis—a vital skill for corporate finance professionals, investors, and business leaders. Financial analysts use predictive modeling to develop investment strategies, forecasts, and recommendations. You may work at banks, investment companies, insurance companies, or government departments. A graduate of Johns Hopkins University and its Writing Seminars program and winner of the Stephen A. Dixon Literary Prize, Michael Feder brings an eye for detail and a passion for research to every article he writes.

A financial analyst guides companies or individuals on business investment decisions by analysing economic trends, current business news, and companies’ overall business strategy.
The job title (called “Product Controller” in this organization) makes it clear that it is an entry-level position.
Monthly Intake Online courses are conducted on the OntarioLearn LMS platform and have a unique feature—they start every month, even outside of the regular semester dates.
Salary data is provided by Web Scribble and comes from the Department of Labor and thousands of companies’ job postings.

Upgrading to a paid membership gives you access to our extensive collection of plug-and-play Templates designed to power your performance—as well as CFI’s full course catalog and accredited Certification Programs. Take your learning and productivity to the next level with our Premium Templates.

A skilled financial analyst thinks critically and analyses the scenario to implement suitable solutions. In the financial industry excel is used to calculate margins and year-on-year growth, create charts and to group data. My background as an analyst has also allowed me to understand the fundamentals of the business I operate and be able to communicate our results to key stakeholders. It’s been hugely rewarding, and I still consider myself an analyst at heart, even though my role has changed so much over time.

Equity research departments of investment banks or independent research firms also provide job opportunities for financial analysts. Here, analysts analyze companies and industries, create financial models, publish research reports, and provide recommendations on stock investments. Financial analysts have a wide range of job opportunities available to them across various industries and sectors. In investment banking, financial analysts play a crucial role in conducting market analysis, financial modeling, and providing recommendations for mergers and acquisitions, as well as IPOs and other investment opportunities. Let’s take a closer look at a day in the life of a junior and senior financial analyst.

Frequently Asked Questions (FAQs) About a Financial Analyst’s Job Description

Thus, the financial analyst must sort the information according to the data received or the category. The Excel skills of the financial analyst help him to organize the better in the least possible time. According to the BLS, financial analysts earned a median salary of $99,890 as of May 2023 – the highest among the major business and financial occupations listed. Platforms like Udemy and Coursera host a variety of finance courses taught by industry professionals and top universities. Additionally, YouTube features educational channels that provide tutorials and explanations on financial analysis concepts and techniques. They conduct in-depth research, perform financial modeling and valuation analysis, and interpret market trends and economic indicators to provide insightful recommendations.

Depending on the position, analysts can monitor macroeconomic trends or have a narrow focus on specific sectors and industries. These roles are data-intensive and require strong mathematical and analytical skills. Some financial analysts work in corporations, helping management make informed financial decisions. Others work in investment banking, helping companies and governments raise money by issuing and selling securities. Some financial analysts work in asset management, helping investors make informed decisions about buying and selling stocks, bonds, and other securities.

The goal of these activities is to develop a solid fundamental understanding of a particular business, sector, or industry. For those interested in becoming a financial analyst, what degree provides the best chances of success? While finance, economics, and statistics degrees can give analysts a good foundation to work from, a degree in accounting or business can equip analysts with different skills to bring to the table. Additionally, specialized degrees in areas of interest can give analysts a way into more specialized roles. In fact, virtually every aspect of the global economy requires financial analysts to gather, organize, analyze, and present information.

The career outlook for financial analysts in the United States is promising. The employment of financial analysts in the country is projected to grow 9% from 2021 to 2031, which is faster than the average for all occupations. This growth is driven by the increasing complexity of financial markets and the growing need for professionals with expertise in investment decision-making and risk management. Remember, while a degree may not be an absolute requirement in the modern context, it still holds value and can provide you with a comprehensive understanding of finance. However, combining a degree with practical skills, certifications, relevant experience, and a proactive approach to learning can significantly improve your prospects as a financial analyst in today’s competitive job market.

Is a Financial Analyst career right for me?

You’ll need a degree in a relevant major and knowledge and experience gained through internships, entry-level roles, and certifications. Risk managers analyze business processes and finances to assess and mitigate financial risks. This includes conducting risk assessments and creating risk management policies and programs. As a risk manager, you may work in a bank or government agency or in an industry, such as health care or manufacturing.

Financial planning analyst job outlook and salary expectations

Financial analysts work in financial institutions, such as banks, insurance companies, and investment funds.
While each company may customise its ERP system, it is beneficial to be familiar with this technology.
The following list highlights five duties you could take on as a financial analyst.
Both sell-side analysts and buy-side analysts perform detailed research on company’s financial data, in addition to thorough financial analysis and creating financial models, to inform investment decisions.
Financial analysts can find roles across various sectors, such as banking, insurance, corporate firms and government organisations.

Now that historical information has been analyzed, it’s time to make projects and forecasts about how the company will perform in the future. There is both an art and a science to predict how a company will perform, and many assumptions and even leaps of faith have to be made. Common forecasting methods include regression analysis, year-over-year growth rates, as well as bottom-up and top-down approaches. A Business Analyst acts as a bridge between an organization’s goals and the technology or processes needed to achieve them.

If you enjoy a job where you can preserve a 40-hour work week or need to work in a space with little client-facing interaction, it may be a good idea to look toward other finance industry roles to determine if they are a better fit. Financial analysts look closely at either a company’s or client’s financial data, alongside other research, to develop investment recommendations that support their clients’ various financial goals. This job tends to pay well and estimates show it’s poised to grow faster than other jobs, according to the US Bureau of Labor Statistics (BLS) 1. The work of a financial analyst starts with gathering data and information about whatever they need to analyze. Examples include historical financial reports, accounting data from the general ledger, stock price information, statistics and macroeconomic data, industry research, and just about any other type of quantitative data. The information will be gathered from sources such as the company’s internal databases, third-party providers such as Bloomberg or Capital IQ, and government agencies such as the Securities and Exchange Commission (SEC).

Spring Programs and Courses

Some research analysts focus on disseminating information to colleagues regarding market trends, historical performance of companies of interest, and important micro- and macroeconomic events that are affecting the markets. Private equity analysts work within private equity firms researching companies that are not publicly traded. Analysts in these firms assist in buyouts (purchasing a company outright) and venture capital investments. An investment banking analyst facilitates transactions between large corporations, such as mergers. Analysts at investment banks may also work with client companies to source funding for long-term projects and bring private companies onto the public stock exchange through initial public offerings (IPOs).

A financial analyst analyzes a project or a company to suggest viable investment decisions to the management/clients. They do a thorough financial analysis and make suitable objective projections to arrive at their conclusions. Take the time to talk to analysts in different roles at different companies to understand the diversity of roles and corporate environments.

Common Responsibilities of Financial Analysts

Analytical and critical thinking skills are essential in evaluating alternatives and settling on a final recommendation. Apart from the technical skills, some soft skills such as communication, interpersonal skills, and problem-solving come in handy for this role as it can be a high-pressure job, and handling such situations can be tricky. However, the role is extremely important in the context of a company and for the economy on the whole. Learn more about this lucrative role and key skills to develop for success. If you’re ready to begin your journey toward becoming a home inspector in Ontario, Durham College’s program provides everything you need to get started. With a solid education and certification, you’ll be prepared to succeed in this growing and rewarding field.

Career Summary

They might also work in regulatory agencies such as the what does financial analyst do Securities and Exchange Commission (SEC). “Financial analyst” is a broad term that can include a variety of specific roles in finance. In general, financial analysts analyze the financial statements of companies to determine good investments. They study economic data and the financial markets and recommend investments.

30May

The 7 Hottest Programming Languages For Ar And Vr Developers

AR software scans and processes your environment, utilizing artificial intelligence (AI) to connect the physical object to a digital object in a database. Using this process, the tool can identify and augment objects and environments. These abilities include computational thinking, problem-solving, and creativity.

It’s hard to go wrong with cutting your teeth on an easy to learn system that is also the language of the internet. In essence, this might be your best bet if you’re just beginning in the world of programming for VR. Python can connect to and integrate with popular AR/VR languages such as C++ and JavaScript. This allows C++ to handle complicated performance-intensive tasks while maintaining Python’s simplicity for application logic. Python has a big and active developer community working on open-source AR/VR projects.

Top 10 Virtual Reality Coding Languages

Coding is about unlocking new possibilities and helping students explore STEM. Delightex promotes hands-on learning through exhibitions and simulations. Kids enjoy interactive stories, drawing them into VR and keeping them engaged.

In healthcare, medical VR lets them role play complicated procedures and new surgeries. In architecture, these designs show clients the new coding platforms before construction. These coding principles are changing the areas above, and they allow real innovation. Now is the time to consider immersive tools to engage your kid with technology. Many people look for STEM programs for their kids to develop their cognitive and cooperative thinking. By focusing on virtual reality education, you are preparing children for future careers.

Top 10 Best Programming Languages to Develop VR Applications

Like C#, this object-oriented language is also useful for cross platform applications (PC and Mac). VR technology applies to simulate environments to train people and test products in real-time. The industry will see the amalgamation of AR and VR to produce a mixed reality that will be implemented for education and gaming applications. Being lightweight yet versatile, Lua is the language you need if you would like to design engaging digital actuality apps.

AR/VR features let kids create projects and showcase them on a smartphone or Merge Cube. However, keep in thoughts that Python’s efficiency may not be as excessive as C++ or C# when engaged on extra demanding VR purposes. Binaural audio creates the impression of 3D sound using solely two channels – left and right ears.

How to Get Started in VR Programming

You can help your child succeed in this ever-evolving digital environment. Choose a virtual reality tool with certain capabilities for teaching coding. Class management should allow you to see student progress and give feedback on each VR creation. The environment student typescript option helps customize characters and outcomes. Cognitive3D is a strong spatial analytics platform that delivers enterprise grade information analytics and insights to anybody building a VR/MR coaching simulation or research application. When you’re coping with an enormous program with thousands of nodes, it’s fairly tough.

Start Your Child’s Coding Journey

While this may sound enticing, and you are probably rubbing your hands in glee, it has a few drawbacks, including the inability to move the head.
These coding principles are changing the areas above, and they allow real innovation.
This makes it simple to create and distribute AR/VR apps across devices.
Hands-free interfaces powered by MR have given frontline workers access to real-time data and interactive 3D overlays, improving efficiency and safety in industrial environments.

Even in virtual reality, the smoothness of the VR apps determines whether people feel comfortable consuming VR content. Moreover, VR tools used by Unity hardly require any coding and are highly versatile, allowing you to build multiple platforms. But there are 2 aspects in which the VR experience provided by Unreal engine triumphs over Unity, and that is better AAA presence and improved graphic fidelity. StereoKit, for example, is a C# library for creating VR applications that you can implement in your existing project.

Healthcare is a great example of VR’s advantages, also having kids involved within surgeries.
Python can connect to and integrate with popular AR/VR languages such as C++ and JavaScript.
This language is also a popular choice for AR and VR development due to its simplicity, versatility, and wide community support.
It’s been tried several occasions prior to now, it’s super fascinating, but I don’t suppose it is going to be applied any time quickly.

AR can enhance interactions with the physical environment for those with disabilities, create accurate training and simulations, and enable real-time data integration. Let’s embrace all chances within coding and STEM from coding that brings students a boost today. Virtual reality will definitely remain here, so begin to study it right now. When it comes to picking VR coding programs, there is much to think about. Keep prices at reasonable rates and user capability within your devices when looking to pick tools. It’s very imperative for youngsters’ security when they look to try coding themselves.

Lua is a lightweight, fast, and powerful scripting language that was first released in 1993. Lua is widely used for game development, and it is also a great choice for AR and VR developers. Lua has a small footprint, making it ideal for AR and VR applications that need to run on low-power devices. JavaScript also incorporates similar lexical syntax as the more advanced C programming language. It also ranks as one of the top languages in vr programming because it is very comprehensive.

Super Mario Run and Pokemon Go are two well-known gaming projects created with the help of C#, so it is among the top programming Virtual Reality languages. Kotlin can still be used in projects for particular features and backend services. Kotlin’s versatility enables developers to collaborate more effectively with their different language alternatives in an efficient development environment. Based on a comparison of the three biggest AR & VR markets – the U.S., China, and Europe – the U.S. will remain the largest market by 2027. As AR and VR technology evolves, game creators play an increasingly important role in creating the next generation of immersive experiences. With the power to transport players into entirely novel worlds, AR and VR game production strongly relies on the relevant programming languages to reach their potential.

This approach can be advantageous for creating VR experiences that are more accessible and platform-agnostic. However, browser-based VR experiences may programming languages for vr not offer the same level of performance and complexity as those built with game engines like Unity or Unreal Engine. As a long-standing, high-performance programming language, C++ is widely used in the gaming industry, including VR development. It is the primary language for Unreal Engine, a game engine with robust VR support. C# is a powerful, high-level programming language that offers a balance between ease of use and performance.

Estimate your project

Make sure to teach reality education so children know the applications and impacts of VR. There are various coding concepts that are needed when creating a project. Virtual Reality coding skills are more than just playing video games and using electronic devices.

Hands-free interfaces powered by MR have given frontline workers access to real-time data and interactive 3D overlays, improving efficiency and safety in industrial environments. In auto mechanics training simulations, learners can use MR to practice identifying issues and deciding how to fix them. Engineers and designers are integrating MR into prototyping and product development, using immersive digital modeling to refine products before the team begins physical production. Artificial reality (AR) and virtual reality (VR) are immersive technologies, but they interact with the real world differently. AR enhances your physical environment by overlaying digital elements, while VR replaces it entirely with a fully simulated experience.

That’s why it’s regarded as an immersive experience, ideal for creating VR games. In some virtual reality experiences, you can use controllers for hands, such as in a 3D boxing or skiing game. Java has a community of VR developers mostly due to the Android platform since it’s the programming language for its native applications. Python option does not need any introduction because it is considered to be the most user-friendly and flexible language for game developers. It utilizes the Pygame framework and helps programmers to quickly prototype games. The Virtual Reality programming language is also known as one of the best options for video game projects.

By using this language, it will give you a chance to target most stages, from PC to Mac to versatile Android and iOS applications. In addition, the greater part of any VR applications are coded in Unity. Like with any other application development, the language you will use for virtual reality coding depends on what you want to accomplish. From all the applications being developed for VR, gaming is still the top one for VR devices.

18May

Amid Trump immigration crackdown, Mass shelter system out of cash

diamondsawblade Sober Living

hope house boston

These programs have staff on the premises at all hours to offer round-the-clock support to each patient. Length of treatment can range from 90-day rehab stays to 6-month rehab stays, 1-year rehab programs, or even a 2-year treatment stay if needed. Community Reinforcement + Vouchers is an evidence-based intervention strategy designed to treat substance use disorders. It combines behavioral therapy with a voucher-based system that rewards individuals for substance-free urine tests. This approach encourages individuals to reduce or abstain from drug use by emphasizing positive reinforcement, skill-building, and tangible incentives, fostering healthier life choices and improved community relations.

We may be paid a fee for marketing or advertising by organizations that can assist with treating people with substance use disorders. Motivational Interviewing (MI) is a client-centered counseling approach designed to enhance an individual’s intrinsic motivation to change by exploring and resolving ambivalence. Through empathetic engagement and evoking personal reasons for change, MI helps individuals recognize the negative consequences of their substance use and empowers them to take steps toward recovery. It encourages patients to get to the root of their addiction and learn how to better handle the issues that led to using.

hope house boston

Bedrock Recovery Center

Chapman’s work continues to ⁢be an⁤ important influence in the‌ art world, inspiring ‌artists to push the‌ limits of‌ what is ⁢possible.
The goal is to equip individuals with the tools and strategies they need to cope with their conditions and lead fulfilling lives.
By clicking the “Submit” button, you certify that you have provided your legal name and your own phone number, you agree to the terms and conditions and privacy policy and authorize California Behavioral Health.
If you would like to add a listing to our sober house directory, please let us know.
Out of pocket costs and preauthorization requirements vary, so always check with your provider.
Addiction is a highly complex problem, and drug rehab in Massachusetts is often necessary to address it.

Sober living homes are group residences for people who are recovering from addiction. In most instances, people who live in sober homes have to follow certain house rules and contribute to the home by doing chores. Most importantly, residents must stay sober throughout their stay in the home. According to the facility’s website, the Hope House treatment team includes numerous social workers and substance abuse counselors, several of whom hold master’s degrees. In addition, during the first phase of treatment, residents participate in Hope House’s Structured Outpatient Addiction Program (SOAP), which includes individual and group therapy sessions. Another benefit of individual therapy at Hope House – Boston in Boston, MA is that all sessions aim to speed up a single person’s progress.

Type of Care

This includes individual and family plans offered by an employer or purchased from the Insurance Marketplace. Every plan will have different requirements and out of pocket costs so be sure to get the full details before you start treatment. Mayor Michelle Wu today announced that Victory Programs, Inc. (VPI), with support from the City of Boston and state partners, has acquired the enVision Hotel at 81 South Huntington Avenue. Building on the City’s ongoing efforts to better serve unsheltered individuals experiencing substance use disorder centered in the intersection of Massachusetts Avenue and Melnea Cass Boulevard. Calls to our general hotline may be answered by private treatment providers.

Patient Reviews

For those seeking addiction treatment for themselves or a loved one, our calls are confidential and are available for 24/7 help. In group therapy, the patient undergoes sessions with other patients dealing with similar problems under the guidance of a trained counselor. The members of the group interact with each other and talk freely about their issues. The recovery of members of the group from the problems that they face gives the patients confidence that they can also overcome their addiction. Individual professional counseling or individual therapy refers to the one-on-one interaction between a patient and his or her counselor. Individual therapy allows for more privacy, one that group interactions can’t provide.

Mental health treatment provides a safe and structured environment where individuals can receive professional care and support for their mental health challenges. Within the facility, trained therapists, counselors, and medical staff work together to create personalized treatment plans tailored to each person’s needs. Patients might participate in a variety of therapies, including individual counseling, group therapy, and possibly medication management.

The Boston facility provides long-term residential recovery support for men and outpatient treatment for men and women struggling with substance abuse.
In some cases, we charge our verified partner a modest cost per call, which helps us cover the costs of building and maintaining our directory.
A report Healey officials filed with lawmakers Monday said that nearly 700 families had applied for shelter in the two weeks between Jan. 9 and Jan. 23, while just 220 families exited the system.
Join us as we explore the vital role Hope House plays in providing hope and assistance to those who need it most.
Hope House Addiction Services in Boston, Massachusetts, is a non-profit treatment center that focuses on both residential and outpatient care for adult men and women with substance use disorders.
This may include individual therapy, group therapy, and behavioral therapy.

Aftercare Support

Medicaid covers addiction treatment so those enrolled can use their coverage to pay for rehab. When a program accepts Medicaid the client often pays very little or nothing out of their own pocket. Their outpatient treatment program offers the same support in a more flexible setting. At the heart of outpatient care is to provide you with education and skills development so that you can build healthy habits for lasting sobriety.

By blending compassionate understanding with a well-formulated approach, intervention services play a crucial role in bridging the gap between acknowledgment of an issue and taking the initial steps towards resolution. Sober living houses like Hope House – Roxbury in Boston help the patient move from a structured recovery facility to an everyday life smoothly. SLH offers the value of living with a peer group with similar experiences and is recovering collectively, instead of individualized or alone. During the second phase of treatment, residents receive support in obtaining employment or, if they are physically unable to work, structured volunteer activities. They continue attending house meetings and participating in 12-step practices and counseling.

Hope House is more than just a treatment center; it’s a community of support and encouragement. The success stories of former residents serve as a testament to the effective care provided at this remarkable facility. If you or a loved one is in need of recovery and rehabilitation services, consider Hope House Boston as your beacon of hope and healing. Outpatient treatment can be considered the lowest intensity level of addiction treatment in Boston, MA.

Partial Hospitalization Program (PHP)

The staff is phenomenal, the meals are great and the rooms are comfortable. The resources are abundant for someone trying to make a better life for themselves. Centers may have grants or scholarships available to clients who meet eligibility requirements. Programs that receive SAMHSA grants may have financial aid available for those who need treatment as well.

Genetic elements might influence hope house boston susceptibility to drug and alcohol dependence and mental health challenges. However, with the right education, family members can become pivotal support pillars during rehabilitation. Welcome to “Hope House Boston,” a safe haven for individuals and families in need of support and healing. Established in 1974, Hope House has been serving the greater Boston area for over four decades, offering a range of programs and services to help those struggling with addiction, homelessness, and mental health issues. In this article, we will take a closer look at the mission and vision of Hope House, the various initiatives they have implemented to aid their community, and the impact they continue to make in the lives of many. Join us as we explore the vital role Hope House plays in providing hope and assistance to those who need it most.

10May

Razer Says Its New AI Can Make Game Development Quicker and Cheaper but Insists Humans Still Need to Be Involved

diamondsawblade Education

Unlock your PC’s full potential and enhance your gameplay with Razer Cortex. From combing the web for the best game deals, improving your PC performance while gaming or broadcasting your in-game moments, Cortex is the best free all-in-one software to get the best out of your gaming sessions. Fire up and reward your users’ engagement and retention with Razer Silver, the only loyalty program for gamers backed by Razer.

During the past two decades, ASP.Net from Microsoft’s workhorse technology has been retaining the leadership in web application development. According to the forecast, it will hold a substantial share of the software development market in the future. Today competencies of .NET and SQL Server developers are listed in the top-10 required skills for IT specialists in 2021. Analytics expect job growth for .Net Razor Developer of 22% during the next ten years. The purchase of your Razer headset comes with 7.1 surround sound software for superior positional audio and a lifelike gaming experience. Download the application and register with your activation code to gain a competitive gaming advantage.

While that has been officially re-revealed as Razer AI Gaming Copilot and is still in development, the project that could have a larger impact is the Razer AI QA Copilot. The driving philosophy behind Razor is to bring ASP.NET developers closer into the web ecosystem by leveraging existing syntax and technologies. The traditional aspx format put ASP.NET developers at a disadvantage and made it difficult to leverage the HTML community’s advancements. The closer ASP.NET developers are to HTML, the more they can lean on other professionals, ecosystems, and technologies to deliver web-based solutions. Rather than be an opaque abstraction, Razor embraces HTML, CSS, and JavaScript as a necessity when building web applications. Unleash the full glory of RGB as you take control of 16.8 million colors and a suite of unique lighting effects that reacts to in-game actions in real time, plunging your users into an immersive experience.

Razor Pages is included within .NET Core from version 2.0 onwards, which is available as a free download as either an SDK (Software Development Kit) or a Runtime.
In an emailed press release, Motorola revealed the Razr, Razr+, and Razr Ultra.
We can see the @page directive again, similar to the usage under the Razor Pages programming model.
While ASP.NET MVC can support different view engines, the default is the RazorViewEngine found under the Microsoft.AspNetCore.Mvc.Razor namespace.
Download the application and register with your activation code to gain a competitive gaming advantage.

Construction Management in New York

A Career Consultant with an Interview Coach will prepare you for communication with potential employers. It is not only your self-confidence but a real booster rocket above the competition. Razer Synapse is a tool that is pre-installed on laptops from Razer.69 It can also be downloaded from Razer’s website.

RAZER SOFTWARE

Modern courses and activities based on the latest technologies will easily prepare you for a new stage in your career. The program includes an automated Dashboard, Activity Tracking Log, and a personal Career Advisor to assist you to get certifications and basic competencies. Razer began as a San Diego, California-based subsidiary of kärna LLC in 1998, which was created to develop and market a high-end computer gaming mouse, the Boomslang, targeted to computer gamers.

Paired with the best gaming-grade peripherals, Razer’s software platforms provide an immersive gaming experience to over 100 million users. Razer offers a wide range of gaming software to complete your Razer gaming experience, whether it is allowing you to game lag-free, stream with customized Chroma effects, or amp up your audio for competitive gaming advantage. Take the game to the next level for the millions of users who empower their gaming experience with Razer Services. Redefine your users’ payments experience with Razer Gold, the unified virtual credits for gamers worldwide, keep them rewarded with Razer Silver, and allow them access to the best services Razer has to offer with Razer ID.

Whether it’s enhancing your immersion through Chroma-integrated games, or designing your dream gaming room setup, we offer a level of RGB lighting customization that can’t be found anywhere else.
While that has been officially re-revealed as Razer AI Gaming Copilot and is still in development, the project that could have a larger impact is the Razer AI QA Copilot.
Apart from the infrastructural differences, the Razor syntax used in ASP.NET Core MVC and Razor Pages is identical.
Developers can find a detailed listing of Razor syntax at the official Microsoft Documentation site.

In 2005, Razor Development was established as a real estate development and construction management firm in New York City. We’re passionate about making the quality of our work valuable for owners and delightful for their tenants. Unlock the full potential of your games with Interhaptics – the unparalleled haptic design solution for game developers.

We have grown with our clients from project to project and they consider us their reliable real estate firm. It’s a program with an AI assistant built to streamline the quality assurance (QA) process in game development. The AI model is trained to detect and log bugs in real time as QA testers play the build of the game. It will also record clips of the moments it detects bugs so testers can see what happened and document log entries through video. This would let testers better determine if certain log entries are actually bugs or not and form their reports accordingly.

Code of conduct

‘Razer ID verified by World ID’ offers significant benefits to game developers as well. Game developers now have a tool to build dynamic spaces where real players—not bots—dominate the digital landscape. This solution can help developers introduce advanced anti-bot measures, strengthen in-game harassment prevention through human verification, and streamline player authentication for seamless logins. We are an innovative, results-oriented firm dealing with construction razor developers management in New York for residential and commercial projects.

Related projects

With the software, several functions of Razer products can be set, such as RGB lighting, polling rate, DPI, key profiles, tracking distance, and more. Security issues and bugs should be reported privately, via email, to the Microsoft Security Response Center (MSRC) You should receive a response within 24 hours. If for some reason you do not, please follow up via email to ensure we received your original message. Further information, including the MSRC PGP key, can be found in the Security TechCenter. Compiler and tooling experience for Razor ASP.NET Core apps in Visual Studio, Visual Studio for Mac, and VS Code. Ease the sign-in process for your users by integrating with Razer ID-giving millions of verified active users a safe and quick way to log in.

With Smart Connect with AI, users can pull up these items with a simple voice or text command like “show me this on my TV,” and stream to a TV, mirror to a PC or tablet, or launch a multitasking hub. Most of us know Razer for its extravagant gaming peripherals with RGB lights and high-end keyboards, mice, headsets, and controllers. I checked out what was previously called Project Ava at CES 2025, an in-game AI assistant that works like a real-time guide or esports coach, but it was in a very early stage.

External links

Outsource from a real estate firm that is adept at commissioning projects on time and on budget compliant with due process of the state. Reach out to us for a comprehensive range of services that address all aspects of construction management. ‘Razer ID verified by World ID’ offers gamers and game developers a timely solution to these problems. Our division for owners’ representation is organized to take care of the interests and goals of real estate owners through the life cycle of each project. We serve as an owner’s “eyes and ears” during real estate construction, whether commercial or residential.

Adopters of Razor Pages will interact with concepts like rendering HTML, model binding, and request/response handling. The syntax of Razor is recognizable through multiple reserved symbols and keywords that allow developers to transition into the scope of C# and back out to HTML, the most prominent being the @ symbol. Razor is a markup syntax that flows seamlessly between Hypertext Markup Language (HTML) and C# and Visual Basic syntax, with C# being the most commonly used. When looking at an ASP.NET solution, Razor files will have extensions of .cshtml, .vbhtml, or .razor. The compiled artifact of Razor is executable code that writes HTML to the HTTP response. The compilation of Razor provides improved performance in production scenarios.

Htmx will gracefully handle unauthorized requests by returning the login page or an error message. Use model binding, validation attributes, and manual validation as needed. If the user isn’t authenticated, htmx will simply display the login page in the target element. Khalid is a developer advocate at JetBrains focusing on .NET technologies and tooling. Utilizing .Net Razor you will be at the top of Microsoft’s forefront web development platform.

25Jan

Установка индикаторов в мт4: пошаговая инструкция Как установить индикатор в мт4 подробное описание

diamondsawblade Форекс Брокеры

Данное руководство поможет вам установить Индикатор, Советник, запустить Скрипт или применить Шаблон в терминале МТ4. Далее рассмотрим каждый из способов установки индикаторов в Метатрейдер 4. Под стандартными (классическими) понимаются индикаторы, которые изначально присутствуют в платформе, то есть — предустановленные «по умолчанию». Данная статья — пошаговая инструкция иволга капитал отзывы по добавлению индикаторов на графики торговых пар в «MT4» («MetaTrader 4»). Сохранить моё имя, email и адрес сайта в этом браузере для последующих моих комментариев.

Некоторые индикаторы имеют настраиваемый период, в то время как у других период уже задан по умолчанию. Вам может потребоваться экспериментировать с разными периодами, чтобы найти оптимальное соотношение точности и скорости анализа. Эти файлы необходимо копировать в папку MQL4/Indicators в каталоге данных Вашего терминала. Здесь нужно открыть окно «Навигатор», кликнуть правой кнопкой мыши по пункту «Индикаторы» и выбрать в контекстном меню пункт «Обновить»или просто перезагрузить терминал. После этого терминал откроет папку данных, в котором нужно перейти в подпапку MQL4\Indicators.

Я уже давал краткое руководство, как это сделать, в статье об установке самого метатрейдера (кстати, по-прежнему рекомендую работать с мт4 от Альпари).
Многие новички также интересуются тем, как установить индикатор в МТ4 на Андроид, так как многие торгуют с мобильных устройств и следят за рынками вне дома.
Прошлые результаты не гарантируют конкретных результатов в будущем.
13 получаются не самые приятные для глаз оттенки, поэтому давайте установим из скачанного .zip-архива любой из прилагаемых .tpl-шаблонов.
Как только ваша диаграмма открыта, нажмите на значок в верхней части окна.
После этого нажмите “Открыть”, и настройки из файла применятся к индикатору на графике.

Установка индикаторов в Метатрейдер 4 из папок «Templates» и «MQL4»

После того, как мы произведем указанные выше действия, должна открыться корневая папка с длинным непереводимым названием. В ней мы заходим в папку «MQL4», а из нее переходим в «Indicators». Не забывайте, что использование индикатора является лишь одним из инструментов анализа рынка. Вам также следует учитывать другие факторы, такие как фундаментальный анализ и экономические новости, при принятии торговых решений. После того, как вы настроили индикатор, нажмите кнопку “ОК” для применения индикатора на график. Индикатор будет отображаться на графике в виде линии или другого графического элемента, в зависимости от типа индикатора.

Шаг 4: Нажмите Открыть папку «Индикаторы MT4».

Чтобы разархивировать скачанные индикаторы, можно использовать любую программу-архиватор (самыми популярными считаются WinRAR и 7-Zip).
Заметьте, что результаты и эффективность вашего индикатора могут зависеть от правильной настройки его параметров.
Также это можно сделать и путем нажатия кнопки «Обновить» по списку индикаторов, но первый способ намного проще и быстрее.
Как установить индикаторы в MT4 – вопрос, очень важный для всех трейдеров, так как индикаторы позволяют им настраивать аналитические инструменты для указания существующих или развивающихся рыночных тенденций.
Такие файлы называются пресетами (разрешение файлов – .set) и хранятся в соответствующей папке “Presets”.

Рекомендуется изучить функционал каждого индикатора и определить, какой из них подходит для ваших целей. Кроме того, рекомендуется тестировать индикаторы в демо-режиме перед использованием на реальных счетах. Этот простой процесс позволит вам расширить возможности анализа рынка и повысить вашу эффективность в торговле. Что касается встроенных индикаторов MT4, вам не нужно беспокоиться об их установке, так как в процессе инсталляции MT4 вы можете увидеть, что файлы индикаторов будут загружены и установлены. Наша миссия в Swagforex — предоставить трейдерам надежный, содержательный и образовательный контент о рынках Форекс и финансовых рынках. Имея многолетний опыт работы в отрасли, наша команда стремится предоставить ценные ресурсы, которые помогут вам принимать обоснованные торговые решения.

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Важно помнить, что индикаторы – это всего лишь инструменты, которые помогают принимать решения на рынке. Они не являются гарантией прибыльности сделок, поэтому рекомендуется использовать их в сочетании с другими аспектами анализа рынка и стратегией торговли. Как только ваша диаграмма открыта, нажмите на значок в верхней части окна. Вы можете поместить индикатор mt4 на график, перетащив его или дважды щелкнув по нему. На платформе легко создать собственный или скорректировать установленный контент проекта: шаблон в МТ4.

Как торговать с индикатором Reversal Candle Pattern MT4?

Следующим шагом будет скопировать или перенести файлы индикатора в терминал. Для этого кликаем по кнопке «Файл» терминала, далее переходим в пункт «Открыть каталог данных» или нажимаем сочетание клавиш Ctrl+Shift+D. Но установка индикатора в MT4 довольно проста и после некоторой практики вы сможете делать это уже на «автомате», а если же нет, то всегда можно будет вернуться к этому простому руководству и изучить его еще раз. 13 получаются не самые приятные для глаз оттенки, поэтому давайте установим из скачанного .zip-архива любой из прилагаемых .tpl-шаблонов.

ТОП 10 паттернов Price Action

В этой статье мы расскажем, как правильно устанавливать пользовательские Форекс индикаторы на платформу Metatrader4. С их помощью мы улучшаем работу что такое золотое пересечение нашего сайта и ваше взаимодействие с ним. На этом все, как видите установить и пользоваться индикатором проще простого, остается найти хороший и подходящий для вашей стратегии индикатор и начать зарабатывать. После того как скопировали файлы в папку Indicators, закрываем его и переходим в терминал. Таким образом, можно сделать вывод, что индикаторы, используемые в MT4, удобны не только в пользовании, но и при установке. Затем вернитесь на платформу Metatrader 4, щелкните вкладку «Файл» (File) и выберите «Открыть папку данных» (Open Data Folder), чтобы получить доступ к системным папкам для программы MT4.

В данной статье мы дадим полное руководствопо установке индикаторов в терминал Metatrader 4. Это руководство предназначено для новичков, которые хотят научиться устанавливать индикаторы mt4. Изучая форекс, вы столкнетесь с пользовательскими индикаторами, которые могут повысить полезность вашего Платформа MT4. Общая проблема заключается в том, как установить и активировать эти индикаторы. Установка и настройка индикатора – неотъемлемая часть успешной торговли на рынке БО. Однако новички не знают, как правильно установить индикатор, который будет анализировать рыночную ситуацию, а поэтому не могут сразу начать использовать стратегии трейдинга.

Как использовать Индикатор оставшегося времени закрытия свечи

Выделяете файл(ы) индикатора (левая кнопка мыши) и копируете его в буфер обмена (Ctrl+C). Он будет иметь расширение mq5 или ex5, если один индикатор имеет два файла с обеими расширениями, то устанавливайте оба файла. В сфере бинарных опционов есть брокеры, позволяющие заключать сделки в самом терминале Мета Трейдер 4. Однако, основная часть компаний предоставляют свои терминалы, в них нельзя поставить какие-то свои указатели, скачанные из сети. Мы уже изучили большую часть инструкции о том, как установить индикатор в МТ4, и осталась самая малость. Рассмотрим установку на примере индикатора уровней поддержки и сопротивления «II SupDem v2» (скачать данного помощника можно в конце страницы по указанной ссылке).

16Jan

What Are the Different Ways to Calculate Depreciation?

list of depreciating assets

The basis of all the depreciable real property owned by the cooperative housing corporation is the smaller of the following amounts. You can depreciate leased property only if you retain the incidents of ownership in the property (explained list of depreciating assets below). This means you bear the burden of exhaustion of the capital investment in the property.

list of depreciating assets

Units of production method

list of depreciating assets

If you converted property held for personal use to use in a trade or business or for the production of income, treat the property as being placed in service on the conversion date. In chapter 1 for examples illustrating when property is placed in service. To determine any reduction in the dollar limit for costs over $3,050,000, the partner does not include any of the cost of section 179 property placed in service by the partnership. After the dollar limit (reduced for any nonpartnership section 179 costs over $3,050,000) is applied, any remaining cost of the partnership and nonpartnership section 179 property is subject to the business income limit.

Example of Units of Production Depreciation

Treat property as placed in service or disposed of on this midpoint. For a short tax year beginning on the first day of a month or ending on the last day of a month, the tax year consists of the number of months in the tax year. If the short tax year includes part of a month, you generally include the full month in the number of months in the tax year. You determine the midpoint of the tax year by dividing the number of months in the tax year by 2. For the half-year convention, you treat property as placed in service or disposed of on either the first day or the midpoint of a month. You must make the election on a timely filed return (including extensions) for the year of replacement.

Depreciation Worksheet for Passenger Automobiles

This is because the rise or fall in production causes the asset to depreciate more or less. The salvage value represents the cost the company expects to recover at Accounting Periods and Methods the end of the machine’s useful life. After deducting this residual value from the fixed asset cost, the value acquired is divided by the useful life of the fixed assets.

Once the set-up is complete, businesses must begin depreciating the asset regardless of whether they use it regularly.
The total depreciation allowable using Table A-8 through 2026 will be $18,000, which equals the total of the section 179 deduction and depreciation Ellen will have claimed.
Regardless of the method of depreciation employed, the depreciable property must have the same cost basis, useful life, and salvage value upon the end of its useful life.
In another way, the depreciable property generates income, and you own and use it for more than a year.
For a passenger automobile, the total section 179 deduction and depreciation deduction are limited.
In essence, a depreciation rate is applied to the net book value (carrying amount) of the asset, rather than its original cost (as with the straight-line method).
Usually, a percentage showing how much an item of property, such as an automobile, is used for business and investment purposes.

Idle Property

It is a tax accounting method by which an asset’s cost is allocated over the duration of its useful life using one of several generally accepted depreciation formulas.
By aligning operational goals with the anticipated lifespan of assets, businesses can optimize resource allocation, prevent unexpected disruptions, and minimize the risk of unforeseen expenses.
It allocates the cost of acquiring and using an asset in terms of units produced instead of time.
These investments are essentially a method for people to invest in larger real estate assets that you normally wouldn’t have access to such as office buildings or apartment complexes.
Person B takes their $25,000 each year and invests it in a number of assets that grow by an average of 5% per year.
Since different assets depreciate in different ways, there are other ways to calculate it.

During the year, you made substantial improvements to the land on which your paper plant is located. You then check Table B-2 and find your activity, paper manufacturing, under asset class 26.1, Manufacture of Pulp and Paper. You use the recovery period under this asset class because it specifically includes land improvements. The land improvements have a 13-year class life and a 7-year recovery period for GDS.

list of depreciating assets

When you think of economics in general, you can find the reasoning of why assets appreciate – the supply and demand curve. An asset is defined as “a resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide a future benefit.” by Investopedia. These two assets make up the bulk of most investors’ portfolios and are also responsible for a significant amount of wealth creation. An appreciating asset is one that is worth more tomorrow than it is today.

If this convention applies, the depreciation you can deduct for the first year that you depreciate the property depends on the month in which you place the property in service.
Doing it right also means your financial reports show the real value of your assets and how your business is doing financially.
Over time, the asset value will decrease due to usage, wear and tear, or obsolescence.
Depreciation is a crucial element of managing business assets and planning for the future.
After the dollar limit (reduced for any nonpartnership section 179 costs over $3,050,000) is applied, any remaining cost of the partnership and nonpartnership section 179 property is subject to the business income limit.
If you use part of your home as an office, you may be able to deduct depreciation on that part based on its business use.
Tractor units and specific horses fall under the category of 3-Year Property, referring to assets with a recovery period of three years for tax purposes.

If these requirements are not met, you cannot deduct depreciation (including the section 179 deduction) or rent expenses for your use of the property as an employee. It includes any part, component, or other item physically attached to the automobile at the time of purchase or usually included in the purchase price of an automobile. However, see chapter 2 for the recordkeeping requirements for section 179 property. An election to include property in a GAA is made separately by each owner of the property. This means that an election to include property in a GAA must be made by each member of a consolidated group and at the partnership or S corporation level (and not by each partner or shareholder separately). https://www.bookstime.com/ The recipient of the property (the person to whom it is transferred) must include your (the transferor’s) adjusted basis in the property in a GAA.

21Jun

Лідерство у світі технологій: Михайло Зборовський про власний успіх

Світ змінюється щодня, а разом із ним зростають виклики для підприємців, які прагнуть досягти успіху. Михайло Зборовський – один із тих, хто не тільки вижив у цьому динамічному середовищі, а й зміг побудувати успішний бізнес, який має визнання як серед клієнтів, так і серед конкурентів.

Секрети успіху підприємця

Щоб стати лідером у технологічному світі, недостатньо просто бути хорошим фахівцем. Михайло Зборовський виділяє кілька ключових факторів, які допомогли йому досягти успіху:

Інноваційне мислення. Світ підприємництва потребує постійних змін. Якщо компанія не розвивається, вона швидко програє. Постійний пошук нових рішень, експерименти з продуктами – це те, що відрізняє успішних підприємців від тих, хто просто слідує за трендами.
Розвиток команди. Успіх неможливий без команди. Навіть найкраща ідея залишиться на рівні концепту, якщо немає професіоналів, які здатні її реалізувати.
Гнучкість і адаптація. Технологічний бізнес змінюється з неймовірною швидкістю. Те, що працювало вчора, сьогодні може бути застарілим. Лідери мають швидко приймати рішення та адаптувати свої стратегії до нових умов.
Використання даних та аналітики. Сучасний бізнес базується на даних. Чим краще компанія розуміє свою аудиторію, тим ефективніше вона може працювати. Використання великих масивів даних дозволяє приймати точніші рішення та випереджати конкурентів.

Існує безліч випадкових факторів, які можуть піднести до вершини, однак разом з тим завжди треба покладатися лише на свої сили.

Лідерство як стратегія розвитку

Лідерство – це не просто звання чи позиція, це стиль мислення та спосіб дій. Справжній лідер не просто керує, він надихає, створює нові можливості, змінює ринок.

Михайло Зборовський – приклад того, як можна поєднати технології, бізнес та людський підхід. Його шлях показує, що успіх – це результат наполегливої праці та вміння бачити можливості там, де інші бачать проблеми.

12May

Stockhero: Highly-rated Stock Trading Bot February 2025 Replace

diamondsawblade FinTech

High quantity trading will require a radical screener, and it’s price paying for one thing good. They built-in a visible https://www.xcritical.com/ choices device with a brokerage so you can easily commerce stocks and choices. Kensho is finest for funds as a end result of it supplies a high-caliber alternative data wrangling service that’s most appropriate for those who have an intentional text-influenced trading technique. The famous AIEQ is an ETF composed of US shares, however custom portfolios can encompass any security in the marketplace, including bonds and commodities. Most data collection services acquire market monetary knowledge, news, and public submitting knowledge, but Equbot takes knowledge assortment to a whole different stage. Properly most others like TradingView don’t AI-driven knowledge recognition and alerts.

The bot excels at minimizing dangers while maximizing returns by figuring out optimal purchase and promote factors in volatile market situations. This makes it significantly computerized trading application use which chatbot helpful for traders in search of steady, low-risk returns over time. Perceptrader AI’s capacity to continuously adapt and be taught from market information ensures traders stay ahead of the curve. Yes, several brokers have begun integrating AI instruments into their buying and selling platforms to help merchants make extra informed selections. As we have explored on this article, the combination of AI trading bots is undeniably reshaping the monetary markets.

Key Options & Advantages Of CopilotReside Chatbot For Day Buying And Selling

One Other top option for an AI inventory trading bot is Tickeron, which is an advanced platform that offers Proof of space a extensive range of AI trading options. The platform’s AI Robots allows you to view bought and offered trades with potential revenue and cease loss in real-time. The platform’s mission is to make monetary intelligence accessible to everyone, ensuring that each one investors have the assets they should make informed choices.

trading chatbot

3Commas is a flexible AI buying and selling bot that helps a quantity of popular strategies, together with DCA (Dollar-Cost Averaging) and grid buying and selling. The platform features an intuitive interface that simplifies the buying and selling process while providing advanced tools for extra experienced users. With built-in danger management settings, 3Commas helps merchants restrict losses and maximize earnings by automating purchase and sell decisions based mostly on predefined parameters. This makes it an excellent choice for merchants in any respect ability ranges who search a hands-off strategy to trading.

Professional merchants and quants trying to execute data-driven trading algorithms. We additionally consider the overall design of the cellular expertise, and look for a fluid user expertise moving between cellular and desktop platforms. These advancements are prone to additional enhance the capabilities and reliability of chatgpt trading bot, making them an increasingly integral part of the monetary ecosystem. Built-in danger administration instruments assist shield your capital with automated position sizing and danger controls.

Nevertheless, customers should remain aware of the potential limitations and employ a balanced method to maximize their trading success.
As with many high quality interfaces, support isn’t normally crucial because the platform works by itself.
AlgoTrader is a high-performance platform that automates each aspect of the buying and selling process, from strategy development to execution.
A. Getting started with Copilot.Reside is easy Merely sign up for an account, explore the platform, and start utilizing the chatbot to boost your day trading expertise.
The platform’s mission is to make monetary intelligence accessible to everyone, guaranteeing that every one investors have the resources they should make informed selections.

What Type Of Experience Do You Wish To Share?

Platforms like AltSignals are spearheading this revolution by integrating cutting-edge AI know-how into their choices, such as the ActualizeAI bot. This service operates constantly, making certain traders have access to dependable alerts throughout a diverse vary of cryptocurrencies. In the cryptocurrency area, the ai cryptocurrency trading bot has turn into an indispensable device for traders aiming to capitalize on the unstable nature of digital currencies. Platforms like AltSignals have embraced this technology, providing instruments such as ActualizeAI, which operates 24/7 to ship accurate trading signals throughout a broad selection of coins.

Its CopyTrader device is powered by AI, figuring out top-performing traders based mostly on real-time information. When choosing an ai cryptocurrency buying and selling bot, considering consumer experiences and evaluations can present priceless insights into its performance and reliability. AltSignals’ neighborhood of over 1,500 VIP members highlights a robust consumer base and impressive retention rates, indicative of excessive satisfaction levels. By following these guidelines, merchants can maximize the potential advantages of chatgpt buying and selling bot while minimizing potential dangers. While chatgpt buying and selling bot supply quite a few benefits, it is important to notice that human oversight and judgment nonetheless play a vital function in successful buying and selling methods.

These datasets are then utilized against real-time knowledge, resulting in accurate forecast and trade. Whereas a few features require a paid subscription, their free tier lets you explore the essential bots and check the waters of AI-assisted buying and selling. This is a low-risk approach to determine if AI aligns with your trading method earlier than committing to a paid plan. Copilot is greater than only a digital AI assistant – it brings a complete new degree of interaction and engagement to your web site. With simple creation, simple customization, and effortless deployment, Copilot is the proper software to boost person expertise based on your supplied data.

trading chatbot

Trading bots can execute trades much sooner than people, usually in milliseconds. This speed advantage permits bots to capitalize on market alternatives earlier than they disappear, particularly in fast-moving markets like cryptocurrency. TradingView bots can function across the clock, guaranteeing that the market is all the time being monitored for potential trading opportunities. This is particularly useful for traders who cannot be present at all times or need to capitalize on world market movements.

TrendSpider’s AI revolutionizes stock analysis, automating trend line detection and multi-time-frame analysis; it provides a holistic view of the market, aiding in strategy formulation. As AI, machine learning, and enormous language fashions (LLMs) permeate our lives, high-quality AI platforms for buying and selling and investing are rising. The financial markets are a digital closed system, which implies artificial intelligence competes towards itself with the same information and their upside performance might be restricted. Merchants, nonetheless, have the flexibility to community and use “human” subjective judgement.

This contains organising threat administration parameters, such as stop-loss, take-profit, and position dimension. Before deploying a buying and selling strategy, merchants can backtest their bots against historical knowledge. This allows for optimization and fine-tuning of methods to ensure higher performance in live trading environments.

06May

Михаил Зборовский Cosmobet: важность ответственной игры для гемблинга

Игровая онлайн-индустрия – это особый вид отдыха для азартных людей, который требует внимания со стороны государства и комьюнити. Бренд-основатель Михаил Зборовский Cosmobet утверждает: “Чтобы стать ведущей платформой Украины, в первую очередь необходимо думать про игроков, а значит, уделять внимание ответственной игре.”

Основные положения ответственной игры

Ответственный гемблинг – это меры, которые помогают игрокам контролировать свою чрезмерную азартность. Некоторые люди плохо управляют финансами и подвержены риску зависимости. Брендам следует придерживаться строгих правил, уберегая своих клиентов от подобных проблем.

Управление финансами и контроль затрат.
Предотвращение игровой зависимости (лудомании).
Ограничение доступа лицам, не достигшим 21 года.
Прозрачность и честность в игровом процессе.

Это основные правила для казино, которым должны следовать все украинские платформы без исключения.

Как Cosmobet внедряет этичный гемблинг

Михаил Зборовский Cosmobet стремится создать безопасную среду для игры, внедряя современные технологии и инновационные подходы.

Контроль собственных расходов. Игроки Cosmobet могут устанавливать финансовые ограничения, чтобы не выйти за приемлемые лимиты. Это помогает контролировать бюджет и избегать необдуманных трат.
Опция самоограничения. Казино предлагает функцию временной блокировки аккаунта для тех, кто хочет сделать паузу в игре.
Верификация и защита несовершеннолетних. Cosmobet строго придерживается правила о запрете игры для лиц, не достигших 21 года.
Обучение и информирование игроков. На сайте бренда есть специальные разделы, где пользователи могут больше узнать о расходах и правилах ответственной игры.

Во всех развитых странах онлайн-казино – это общедоступный способ провести выходной и хорошо развлечься. Украина также движется по этому пути, однако еще многое предстоит сделать для перехода на новый уровень развития.

03May

Михайло Зборовський Космобет: міжнародні інвестиції в український гемблінг

Український ринок гемблінгу стрімко розвивається, приваблюючи інвесторів з усього світу. З моменту легалізації азартних ігор у 2020 році Україна стала одним із найперспективніших ринків для міжнародного бізнесу. Як зазначає Михайло Зборовський, Космобет має високий попит серед онлайн-казино, забезпечуючи сучасну інфраструктуру та вигідні умови для інвесторів.

Чому міжнародні інвестори обирають Україну?

Успіх індустрії залежить від багатьох факторів: законодавчої бази, технологічного розвитку, доступу до кваліфікованих кадрів та рівня попиту. Україна демонструє значний рух у всіх цих напрямках.

Законодавча база та легалізація. До 2020 року азартні ігри в Україні були поза законом, що змушувало бізнес працювати в тіні або мігрувати в інші юрисдикції. Нові правила забезпечують прозорість та надійний правовий захист для інвесторів.
Розвинений IT-сектор та професійні кадри. Українські IT-спеціалісти давно визнані одними з найкращих у світі. Залучаючи лише професіоналів, Михайло Зборовський Космобет робить привабливим прикладом сучасного та комерційно успішного бізнесу.
Високий попит на гемблінг. Згідно з дослідженнями, українці активно користуються послугами онлайн-казино, беттінгу та інших азартних ігор. Попит на ринку зростає, а це означає, що інвестори можуть розраховувати на стабільний прибуток.

Міжнародні інвестиції сприяють не тільки розвитку українського гемблінгу, а й всієї економіки загалом.

Перспективи розвитку індустрії

Довготривалі інвестиції люблять чітке усвідомлення майбутнього. То чого варто очікувати найближчими роками?

Підвищення рівня відповідальної гри. Розробка інструментів для контролю витрат і запобігання залежності.
Залучення ще більшого капіталу. Український ринок стає більш зрілим, що відкриває нові можливості для міжнародного бізнесу.
Розширення спектра послуг. Окрім онлайн-казино та букмекерських контор, з’являються VR-ігри, інтерактивні лотереї та нові формати ставок.

Навіть без тотального залучення держави, уже сьогодні великі компанії інвестують у розвиток ринку, створюючи нові продукти та залучаючи гравців з усього світу.

06Mar

Михайло Зборовський – людина, що завоювала повагу

У сучасному світі бізнесу, успіх визначається не лише професійними досягненнями, а й особистими якостями лідера. Наполеглива праця та віра в себе – ось інструменти для здобуття поваги, як серед конкурентів, так і серед власних працівників. Пройшовши цей складний шлях, Михайло Зборовський став асоціюватися з відповідальністю, відкритістю та чесністю.

Дії, що генерують довіру

Маючи багаторічний досвід у сфері технологій та гемблінгу, Михайло успішно керує проектами які встановлюють нові стандарти якості.

Професіоналізм та досвід. Не бувши майстром своєї справи, важко здобути успіх, чи тим паче вести когось за собою. Важливо багато працювати, щоб здобути ці характеристики.
Мислення, що веде до інновацій. Михайло Зборовський завжди стежить за світовими трендами та тенденціями. По-перше, це допомагає тримати мозок відкритим до нових ідей, а по-друге, не допускати чужих помилок.
Чесність перед самим собою. Один із найважливіших аспектів роботи – це прозорість. Бізнес вести легше, коли ти довіряєш людям та вони тобі. Лише відкритий діалог з гравцями та конкурентами буде цьому сприяти.
Соціальна відповідальність. У тяжкі часи для країни, важливо бути прикладом для людей. Робити та показувати добрі справи, не стояти осторонь від проблем.

Професіоналізм та чесність – перш за все

Важко бути лідером, але хтось має брати на себе цю відповідальність. Як показав час, в професійних здобутках пана Михайла ніхто не сумнівається. Він є живим прикладом того, що всього можна досягти самотужки, треба лише віра в себе, та те, що ти робиш.

01Mar

Михаил Зборовский: грядущие изменения в индустрии развлечений

Современные технологии стремительно меняют сферу развлечений, делая ее более интерактивной, персонализированной и безопасной. Михаил Зборовский считает, в ближайшие годы нас ждут глобальные изменения в индустрии развлечений, и ключевую роль в этом сыграют искусственный интеллект.

Технологии, что определят будущее индустрии развлечений

Гемблинг – одна из самых быстрорастущих отраслей, в ближайшие 5-10 лет нас ждут следующие изменения:

Рост мобильного гемблинга. Более 70% ставок уже совершаются через смартфоны, и эта доля продолжит расти.
Интеграция AI в онлайн-казино. Системы будут автоматически анализировать поведение игроков и предотвращать мошенничество.
Создание метавселенных для гемблинга. Пользователи смогут взаимодействовать в виртуальной среде, участвовать в турнирах и соревнованиях.
Развитие ответственного гемблинга. Технологии помогут предупреждать игровую зависимость и защищать пользователей.

Будущее – уже наступило

Индустрия развлечений – это слияние технологий и максимальная персонализация. Визионер Михаил Зборовский утверждает:

– “Уже в ближайшие годы нас ждет более безопасный, инновационный и захватывающий формат развлечений, который изменит привычный мир гемблинга, видеоигр и онлайн-казино.”

03Feb

Understanding Ratio Analysis: Examples and Applica .. FMP

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financial ratios examples

Solvency and leverage ratios measure how well a company can meet its long-term debt commitments. Efficiency ratios are used to measure the ability of a company to use its assets to earn revenue. By calculating how well shareholder equity can cover outstanding debt, your D/E Ratio helps determine how much of your business is financed through debt–and how prepared you are for a crisis. By measuring your business’s ability to collect the money you owe, your Receivables Turnover Ratio helps investors and analysts understand how quickly your short-term debt is collected and paid. Calculate your publicly held company’s current share price, helping investors evaluate whether those shares are overpriced or underpriced.

Average days inventory

financial ratios examples

And it’s better positioned to weather the effects of a slowing economy. Profitability ratios can be a window into the financial performance and health of a business. Ratios are best used as comparison tools rather than as metrics in isolation.

financial ratios examples

#3 – Leverage Ratios

financial ratios examples

Fundamental analysis contrasts with technical analysis, which focuses on determining price action and uses different tools https://yorkshireexpatsforum.com/accounting-finance.html to do so, such as chart patterns and price trends. Earnings per share will also be zero or negative if a company has zero earnings or negative earnings, representing a loss. She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies.

They help small businesses manage debt responsibly and signal financial health to potential investors.
It provides a way to gauge whether a stock is undervalued or overvalued relative to its accounting value.
If a high proportion of the assets are financed by creditors, the corporation is considered to be leveraged.
Trading volume refers to the average number of shares traded in a day or over a period of time.
The quick ratio focuses on your most liquid assets—cash, marketable securities, and receivables—to see if you can meet short-term obligations.
Average collection period ratio, also known as average days receivable, looks at the average number of days customers take to pay for your products or services.

Working Capital Ratio

The standards, rules, guidelines, and industry-specific requirements for financial reporting. The comparisons may direct attention to areas within a company that need improvement or where competitors are more successful. For the past 52 years, Harold Averkamp (CPA, MBA) has worked as an accounting supervisor, manager, consultant, university instructor, and innovator in teaching accounting online. If the ratio is high, then it reflects the underutilization of resources. If the ratio is low, it can lead to a problem in the repayment of bills.

financial ratios examples

Join the stock market revolution.

Under the accrual basis of accounting, revenues are recorded at the time of delivering the service or the merchandise, even if cash is not received at the time of delivery. This method involves financial statements reporting amounts for several years. The earliest year presented is designated as the base year and the subsequent years are expressed as a percentage of the base year amounts. This allows the analyst to more easily see the trend as all amounts are now a percentage of the base year amounts.

Debt-to-asset ratio formula

They help investors, analysts, and stakeholders make informed decisions about investments, assess risk, and evaluate a business’s financial stability and efficiency. These financial key ratios are extremely useful for management decision making and stakeholders understanding. They are easy to interpret as well as calculate, making them very a very important tool for company evaluation. The management, investors, analysts, etc can use analysis of financial ratios for measuring profitability, efficiency, solvency and financial position. Comparative ratio analysis can be https://intermatrix-systems.com/latest-gdp-development-rate-gst-information-govt-policy-news-infra-news-commerce-news.html used to understand how a company’s performance compares to similar companies in the same industry. For example, a company with a 10% gross profit margin may be in good financial shape if other companies in the same sector have gross profit margins of 5%.

Therefore, it is useful for inventory reordering and understanding the conversion cycle.
Trendline analysis is a technique used by investors to visually identify overall patterns and trajectories of financial metrics over time.
A lower P/E ratio can indicate that a stock is undervalued and perhaps worth buying, but it could be low because the company isn’t financially healthy.
This ratio measures how often your business sells and replaces its inventory over a period of time you’re measuring, such as a month or a year.
While they don’t give a complete picture of your business, they’re very useful to, outline strengths and weaknesses, gauge financial health & evaluate profitability.

What is Days Payable Ratio analysis?

Operating profit reflects the profit from the company’s core operations including sales, general and administrative expenses, and gross profit margin indicates profit that exceeds the cost of goods sold. Ratio analysis allows analysts and investors to evaluate a company’s financial health. Key ratios like the current ratio and debt-to-equity https://www.alted.ru/Governance.html ratio provide insight into a company’s liquidity, leverage, and ability to meet its short-term and long-term obligations. Unusual changes in these ratios over time signal financial distress or improvement.

21Dec

Writing a Goodbye Letter to Addiction Icarus Get Support

goodbye letter to alcohol

For more than ten years, I tried to break up with you. But like a toxic ex, you’d creep back in reminding me that I couldn’t cope without you. I desperately needed support, https://ecosoberhouse.com/ but you just pushed me into a deeper depression. Therapists say this tool is effective because it allows you to connect to your innermost thoughts and feelings that might not come out in talk therapy.

Instead, you camped out in my home, my car, my office and even went so far as to hide in my suitcase on our family trip to Disneyland.
I was starting to crawl away from your evil clutches.
I’m just sorry I abused our relationship.
You were there when my parents died and helped me through the grief.
That said, I know I cannot blame you entirely for the way things have gone.

A Goodbye Letter to My Addiction: Taking the First Step Toward Recovery

goodbye letter to alcohol

He also lets alcohol know the hope he holds for a future without it. Whether you are struggling with addiction, mental health or both, our expert team is here to guide you every step of the way. Don’t wait— reach out today to take the first step toward taking control of your life.

Acknowledge the Relationship and the Perceived Happy Moments

I believe that with the right support, you can overcome your addiction and lead a healthier, happier life. I urge you to consider seeking professional help and support to address your addiction. I am writing this letter to you with a heavy heart and tears in my eyes. Your addiction to alcohol has caused me a great deal of hurt and pain, and I can no longer ignore the toll it has taken on our relationship. I am writing this letter to you with a heavy heart but a clear mind.

Beginning The New Year In Recovery

Your goodbye letter is a significant first step, but professional guidance can greatly enhance your recovery efforts. Various treatment options can help you build a sober future, including support groups, therapy, and inpatient or outpatient treatment centers. Embrace all of the support systems available to you, and remember that recovery is a journey goodbye letter to alcohol of continuous growth and self-discovery.

It’s nice knowing you no longer have a say in my thoughts, my actions or my life, for that matter, and that I’m driving this bus now.
It should not be used in place of the advice of your physician or other qualified healthcare providers.
Luring us in with your promises of a good time and that you’ll take away all our worries.
As good as I felt when I was with you at times, I felt terrible during others.

Icarus Embraces a Trauma Informed Treatment Model

I justified using you, saying that you fueled my creativity when in reality all you did was sap away a bright and alert mind.
My weekend friend with with the fellas.
I expected that rehab would be like going to the doctor and that I would be shamed and reprimanded for my addiction.
Encourage them to acknowledge the truth of their struggles and the concerns that led them to this point.

Sure, there were the blackouts where I couldn’t remember what I had done the night before, and the arguments with my girlfriend about my drinking. But I got into a lot of fights and I got into some legal stuff and a DUI, which definitely wasn’t fun at all. Resurgence Behavioral Health knows that your goodbye letter to drugs isn’t an easy letter to write. Let us help you let go of the baggage and rediscover the person you want to be for you and your loved ones. We promise it is a decision you will not regret.

goodbye letter to alcohol

From Addiction to Recovery: Leigh Ann Minter

I also want you to know that I am here to support you in any way that I can. I have seen this in myself and in others. When we accept you, we witness your absolute control over logic and reason. I have witnessed the way you consume us like gasoline thrown on a fire. You induce us to manic mayhem or horrid despair. Our limbs no longer function as they should until we are completely without control.

goodbye letter to alcohol

Quotes on Addiction Recovery

goodbye letter to alcohol

Even though it makes all the sense in the world, saying goodbye to drugs is difficult no matter what. Moving forward can be tricky, but you will be a better person once you say goodbye to your addiction. Even though it is deeply personal, I will include what I wrote in my goodbye letter, and give some insight into how you can approach your own goodbye letter. There is no right or wrong time for this experience. Releasing your concerns and all that worry can be freeing, but it may be the hardest thing you’ll do during the path to getting clean and sober. For too long, I let you control me and even hated myself at times.

goodbye letter to alcohol

You made me believe I needed you to cope, to survive. I realize the extent of the harm you’ve done. I never in a million years thought I’d be in this position. I deserve to live free from your grip, and I am determined to find joy and peace without you. I am excited to rebuild the lives of myself and my kids and discover who I am without you.

Recognizing these challenges is crucial for individuals and their loved ones.
I am ready to find true peace and be comfortable in my own skin againg.
But I got into a lot of fights and I got into some legal stuff and a DUI, which definitely wasn’t fun at all.
I understand that alcoholism is a disease that affects you in ways I may never fully comprehend.

Don’t forget – you probably also had a fun time with other adults during Halfway house this addiction. We parted ways 141 days ago when I walked out the door, hoping you wouldn’t notice. You must have seen me leave because it wasn’t long before you started begging me to come back.

18Aug

Робота в Swift Відкриті вакансії

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Може варто задонатити, почати розмовляти українською або допомогти іншим? Пам’ять не swift developer пасивна — це активна участь у спільній боротьбі за майбутнє. За вашим запитом «программист swift» для дистанційної роботи вакансій поки немає. хто може працювати в ІТ-сфері Щоб https://wizardsdev.com/ зберегти вакансію, треба увійти або зареєструватися.

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09Jun

Understanding Stockholder Equity in the Balance Sheet Explained

Earlier, we were provided with the beginning of period balance of $500,000. But an important distinction is that the decline in equity value occurs due to the “book value of equity”, rather than the market value. However, the issuance price of equity typically exceeds the par value, often by a substantial margin.

Advance Rent: Definition, Journal Entry, Accounting Treatment, Example

Its primary purpose is to show stakeholders whether the company made a profit or incurred a loss during the fiscal period. In conclusion, a balance sheet isn’t just a statement of a company’s financial position, but also a reflection of its capacity to pursue its sustainability goals. This underlines the crucial link between balance sheets and sustainability reporting in the context of CSR. Consider the balance sheet as a snapshot of a company’s financial health at a given point in time. This can have profound implications for the company’s capacity to meet its sustainability objectives.

By looking at these parts of financial reporting, people can get a clear look at how well a retail giant performs and how it might do in the future.
The equity of a company is the net difference between a company’s total assets and its total liabilities.
After a 2-for-1 stock split, an individual investor who had owned 1,000 shares might be elated at the prospect of suddenly being the owner of 2,000 shares.
If a negative state of the shareholders’ equity persists, the balance sheet is said to be in a state of insolvency.

A positive stockholders’ equity speaks well of the company and boosts its chances of attracting investors. While the reverse is the case for a negative stockholders’ equity, as it would most likely ward off potential investors. When looking at a tech startup’s balance sheet, it’s important to understand their business and what stage they are in.

This helps us understand a company’s financial health, performance, and risk better.
In recent years, more companies have been increasingly inclined to participate in share buyback programs, rather than issuing dividends.
Long-term liabilities are those that are due for repayment in periods beyond one year; they include bonds payable, leases, and pension obligations.
They create relationships between different numbers on the balance sheet.
Long-term assets are possessions that cannot reliably be converted to cash or consumed within a year.

To understand the debt-to-equity ratio well, it’s vital to look at industry standards and a company’s specific situation. Having some debt can help a business grow, but too much debt can be risky. A high debt-to-equity ratio might mean a company depends too much on debt financing. This can lead to paying more in interest, having less financial flexibility, and facing a greater chance of default, especially during tough economic times. Shareholder equity is what owners have left in a company after paying all its debts. This number is important because it shows how much the company is worth for its stockholders.

🔹 Book Value vs. Market Value

Retained earnings could be used for funding an expansion or paying dividends to shareholders at a later date. As such, these are profits that are not paid out as dividends and instead plowed back into the company. Over time, the amount of retained earnings can become substantial and outweigh the initial capital provided by shareholders. It’s wise to note, high amounts of liabilities, whether short or long-term, compared to the company’s level of equity could be an indication of financial stress.

Short-term debts generally fall into the current liabilities category, as these are things that a company is most likely to pay in the near future. Longer-term liabilities are ones that take longer than one year to clear. To arrive at the total shareholders’ equity balance for 2021, our first projection period, we add each of the line items to get to $642,500. Since repurchased shares can no longer trade in the markets, treasury stock must be deducted from shareholders’ equity.

You should consider our materials to be an introduction to selected accounting and bookkeeping topics (with complexities likely omitted). We focus on financial statement reporting and do not discuss how that differs from income tax reporting. Therefore, you should always consult with accounting and tax professionals for assistance with your specific circumstances.

It represents the company’s net worth and the amount that will shareholders equity balance sheet be given to shareholders of the company if all its assets are to be liquidated and all its debt settled. To understand how healthy a retail giant is, you need to look deeper than just the balance sheet. This statement gives you important information about how well the company operates, how it manages working capital, and how it generates cash from its main business actions.

A temporary account to which the income statement accounts are closed. This account is then closed to the owner’s capital account or a corporation’s retained earnings account. This and other summary accounts can be thought of as a clearing account. This preferred stock feature assures the owner that any omitted dividends on this stock will be made up before the common stockholders will receive a dividend.

✨ Transition Periods: Early Recovery or Peak Expansion

On May 1, when the dividends are paid, the following journal entry is recorded. Although the 2-for-1 stock split is typical, directors may authorize other stock split ratios, such as a 3-for-2 stock split or a 4-for-1 stock split. The other comprehensive income reported on the statement of comprehensive income is added to accumulated other comprehensive income. Generally speaking, the par value of common stock is minimal and has no economic significance. However, if a state law requires a par (or stated) value, the accountant is required to record the par (or stated) value of the common stock in the account Common Stock. Some view the legal complexity of starting and running a corporation to be a disadvantage.

This is an ownership share in a company that permits its holders to receive dividends and gives them voting rights in shareholders’ meetings. Their balance sheets show they invest a lot in property, plants, and equipment (PP&E). This includes their many retail stores, warehouses, distribution centers, and logistics setup. They also carry a large amount of inventory, which has a variety of products to satisfy their customers’ needs. In contrast to bigger companies, tech startups might not own as many physical assets like property or equipment.

Shareholders Equity is the difference between a company’s assets and liabilities, and represents the remaining value if all assets were liquidated and outstanding debt obligations were settled. Let’s assume that ABC Company has total assets of $2.6 million and total liabilities of $920,000. Retained earnings are a company’s net income from operations and other business activities retained by the company as additional equity capital. They represent returns on total stockholders’ equity reinvested back into the company.

Preferred stock where past, omitted dividends do not have to be paid before a dividend can be paid to common stockholders. In the case of noncumulative preferred stock, only its current year dividend needs to be paid in order for a corporation to pay a dividend to its common stockholders. Since the balance sheet amounts reflect the cost and matching principles, a corporation’s book value is not the same amount as its market value. For example, the most successful brand names and logos of a consumer products company may have been developed in-house. Since they were not purchased, their high market values are not included in the corporation’s assets. Other long-term assets may have appreciated in value while the accountant was depreciating them.

How Can a Business Improve Its Debt-to-Equity Ratio?

The date the board declares the dividend is known as the declaration date and it is on this date that the liability for the dividend is created. The board of directors formulates the corporation’s policies and appoints officers of the corporation to carry out those policies. The board of directors also declares the amount and timing of dividend distributions, if any, to the stockholders. Par value for the stock is the stated stock price in a company’s charter.

What Can Shareholder Equity Tell You?

Stockholders’ equity is a financial indicator that reflects the value of the assets and liabilities on a company’s balance sheet. As referred above, stockholders’ equity can be calculated by taking the total assets of a company and subtracting liabilities. This makes sense as the company’s total stockholders’ equity is the cumulative amount of paid-in capital and retained earnings. This is an account on a company’s balance sheet that consists of the cumulative amount of retained earnings, contributed capital, and occasionally other comprehensive income. Stockholders’ equity is the remaining assets available to shareholders after all liabilities are paid. It is calculated either as a firm’s total assets less its total liabilities or alternatively as the sum of share capital and retained earnings less treasury shares.

It might sell the stock at a later date to raise capital or it might use it to prevent a hostile takeover. Retained earnings are the portion of a company’s profits that isn’t distributed to shareholders. Retained earnings are typically reinvested back into the business, either through the payment of debt, to purchase assets, or to fund daily operations.

What Are the Components of Shareholder Equity?

The equity capital/stockholders’ equity can also be viewed as a company’s net assets. Let’s assume that ABC Company has total assets of $2.6 million and total liabilities of $920,000. Firstly, assets increase as the company now has more cash or accounts receivable. This increase in assets and owner’s equity makes the company’s balance sheet stronger.

07Jun

Is a Car an Asset or Money Pit?

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One of the most important lessons to learn if you want financial success is the difference between assets and liabilities. One dicey situation is if you sell the car and its value is lower than the car loan. In a real sense, it is still an asset that does not have much value that can cover your debt. The car you sold has not reduced your net worth; it is the loan that could cut it. Of course, in some cases, you may sell the car and still have some money left.

Is A Money Coach Worth It?

These items contribute to your net worth and can potentially increase your financial stability. On the other hand, liabilities represent obligations that you need to fulfill, such as credit card debt, a mortgage, or a car loan. When evaluating your financial health and determining your net worth, it is important to understand the concept of assets and liabilities.

In fact, I’m not in a hurry to pay off the Outback loan (the Prius is paid off) because the interest rate is 1.9%. Instead of avoiding that 1.9% interest and buying the car outright or paying off the loan faster, I can invest the money. My annualize returns over the last few years far exceed the interest I pay on the car loan.

Then, when you add in the costs to keep the car running, it’s a real liability. It is an all-important number that shows the difference between your current assets and liabilities. In contrast, negative net worth may indicate that you are struggling financially. So, you may be able to find others who have already determined the value of their cars. Take the time to visit Craigslist, CarGurus, AutoTrader, eBay Motors, and other similar websites to check the worth of your vehicle.

The offers that appear on this site are from companies that compensate us.
For example, if you are using lots of your income to settle a student loan, your net worth may be detrimental in the meantime.
Thus, the car loans are considered liabilities and the car itself would be considered collateral.
You get much of the peace of mind (in terms of reliability) as a new car, but without the new-car premium pricing.
But then, since it’s already a depreciated car value, at least you make money out of it even for a half or quarter price.
Car loans are one of the most common ways to finance a new vehicle purchase—in 2020 alone, 85.5% of newly purchased automobiles in the US were backed by this type of financing.

That means you would include both in your net worth calculations. A car can be an asset for someone who is making money off of it. For instance, an Uber driver uses his or her car as a business asset. The car is providing them with income, and thus it can be considered an asset. Besides, there is tons of potential for you to make money out of it.

Your car is one of those things that you should evaluate regularly to determine whether it is an asset or a liability. However, this usually requires significant knowledge about the car market and careful maintenance and storage of the car. This article aims to looks into this topic, providing a comprehensive analysis of whether a car can be considered an asset.

Can a car ever be considered an investment?

Blue Book is a site designed to help people determine the current value of their car. If you have all the information about your car, this site will calculate the worth of your vehicle easily and quickly. A brand-new vehicle loses over 20% of its initial value by the end of the first year of its purchase.

Is accounts payable a long-term or short-term liability?

First, let’s take some time to understand the difference between the two, which will help us conclude whether a car is a liability or an asset. Yes, an auto loan is considered a liability, and the monthly payments are an expense. There are a lot of questions when it comes to determining what an asset is, and if a car is an asset or a liability.

To determine your car’s worth, you can visit trusted sites like GiveMeTheVin and CarMax, or get a quote from your dealer. Calculating and tracking your net worth is an important aspect of financial planning. It provides a snapshot of your overall financial health by balancing your assets against your liabilities. But when it comes to including your car in your net worth calculation, there are a few key considerations to keep in mind. In the table above, you can see two examples of evaluating a car’s worth. The first example shows a car with a market value of $20,000, depreciating at 15% per year, and a remaining loan amount of $15,000.

Without a car, you won’t have these expenses, but the same thing can be said about a house, so you can see how this question is in the grey area.
I like to look at owning a car as a depreciating asset that also has characteristics of a liability.
However, here is a car value depreciation chart to estimate based on.

It was worth one value when you bought it, but it was worthless the moment you left the lot. The best way to describe a car rather than ‘it’s kind of like an asset, but kind of like a liability, is that it’s a depreciating asset. A depreciating asset is something that has value that decreases over time. A car loan is a type of debt that is incurred when borrowing money to buy a new or used car. Thus, the car loans are considered liabilities and the car itself would be considered collateral. The longer you own it, the more money you will likely have to spend on repairs and general upkeep.

Is A Car An Asset Or Liability?

Businesses can leverage accounts payable automation tools to optimize processes and reduce errors. It’s pretty easy to determine your assets and liabilities until you get to your car. Ask a group of people and you’ll probably get two different answers. The truth about your assets and liabilities, and their relationship to your car, is revealed in this article. To calculate your car’s current value, you can use trusted sites like GiveMeTheVin and CarMax, or get a quote from your dealer.

Head over to Turo and try leasing your car for a few days per month, and you could rack up a fairly decent amount enough for the insurance and other car ownership costs. Moreover, your assets and liabilities will make up your overall net worth. Like most companies and organizations update their monthly or quarterly balance statement, an individual also has his ways of assessing his overall net worth. This adage question has been a topic of debate over time in the financial world.

Several factors influence a car’s resale worth, including its make, model, mileage, condition, and the demand for similar vehicles in the market. For instance, a well-maintained Toyota Camry may retain its value better than a luxury car due to lower maintenance costs and strong demand in the used car market. This knowledge will empower you to make informed decisions when it comes to selling or car is asset or liability trading in your vehicle. Your net worth is a reflection of your financial position and can guide your financial decisions. By having a comprehensive understanding of your assets and liabilities, you can make informed choices about your finances.

Best Website Value Calculator – How Much is My Website Worth?

You can consider making money through rideshare or delivery services, renting out your car, maintaining it properly, and driving carefully to avoid accidents. Choosing a car with better resale value can also help retain its value over time. The reputation of the model and manufacturer can play a significant role in a car’s value. Cars from reputable manufacturers known for their reliability and quality tend to have higher resale values. When it comes to determining the value of a car, several factors come into play. These factors can influence the overall worth of a vehicle and should be taken into consideration when assessing its value.

For instance, based on data from US News & World Record, Toyota Tacoma (32.4%) and Jeep Wrangler Unlimited (30.9% after 5 years) have the slowest depreciation rate over five years. By contrast, the BMW 5 Series (70.1%) and Nissan Leaf (70.1%) depreciate the fastest over 5 years. Another more straightforward way is to browse the internet and see what other people sell the same car (make, model, and year) for, but you may need to adjust for location. For example, cars are more expensive in California than they are in Florida.

The car is considered a liability if the debt exceeds the car’s value. Thus, the supply and demand for new cars have been skewed causing an increase in car worth. In addition, cars depreciate in value over time due to normal wear and tear.

31Dec

Download Trading Station Forex Trading Platform for Mac, Android, and iOS LunarCapital

It is available under CySEC, FCA, ASIC, and FSCA, providing access to over 100 markets. Opening a live forex trading account with LunarCapital is a quick and straightforward process. There are no account minimums, enabling traders of all sizes to start their forex trading journey as they see fit.

Residents of Turkey are not eligible to apply for an LunarCapital live trading account.
LunarCapital is suitable for various types of traders, ranging from beginners to experienced ones.
NinjaTrader offers a simulation account that you can access through the client portal after signing up.
For instance, TradingView has sophisticated automated trading strategies that can run backtests and trigger alerts via webhooks connected to third-party APIs.
Residents of burundi are not eligible to apply for an LunarCapital live trading account.

It has a fresh modern look and a cleaner user interface, along with exciting new features that make this our best web-based platform yet. LunarCapital offers a diverse range of powerful trading platforms tailored to suit various trading strategies and preferences. Among them are LunarCapital’s flagship Trading Station Desktop, Mac-friendly Trading Station Web 3.0, mobile platforms, and MetaTrader4 for those who use Expert Advisors. One of my favorite features on the web app is the Pulse tool, which gives you real-time sentiment data across various assets. Integrated headlines are another nice touch if you’re an active trader, and they can be easily added to your workspace with a quick drag and drop.

Trading Station Desktop VPS

Their services include support for retail brokers and hedge funds, and they have customer support available five days a week. It should not be assumed that the methods, techniques, or indicators presented in these products will be profitable, or that they will not result in losses. The LunarCapital Active trader account is tailored for frequent traders seeking premium features.

LunarCapital Exclusive OffersUp to $11,500 in Bundle Bonuses

The layout system overall is highly modular, and its easy to snap tools into place. Schwab doesn’t charge commissions for forex trading; trading costs consist of the bid/ask spread across its available currency pairs. The average spread on the EUR/USD during the month of October 2024 stood at 1.35 pips, which is at the higher https://lunarcapital.net/ end of the industry average. It’s worth noting that Schwab lists its overnight carry charges within the thinkorswim platform in a handy calculator, so you can estimate the cost of holding positions overnight. With various account types, competitive fees, and strong regulation, it provides a secure trading environment. Stratos Global LLC (“LunarCapital”) is incorporated in St Vincent and the Grenadines with company registration No. 1776 LLC 2022 and is an operating subsidiary within the Stratos group of companies.

Service Details

Residents of guam are not eligible to apply for an LunarCapital live trading account. Residents of cuba are not eligible to apply for an LunarCapital live trading account. Residents of Congo – Brazzaville are not eligible to apply for an LunarCapital live trading account. Residents of Central African Republic are not eligible to apply for an LunarCapital live trading account.

However, NinjaTrader still holds its own as a solid alternative if you’re looking for a different experience. Comparison is based on the average LunarCapital Group spreads of the period April 1, 2022 to June 30, 2022. Some of the top traders use automated strategies to take the human element out of trading. With Trading Station Desktop, automated strategies are added with just a few clicks. Trading Station Desktop opens up a world of potential opportunities with custom indicators, strategy optimization, strategy backtesting, and robust charting for serious traders. All these platforms are available on desktop, web, and mobile, giving you the flexibility to trade from anywhere.

Trading Station Desktop

Joey Shadeck is a Content Strategist and Research Analyst for ForexBrokers.com. He holds dual degrees in Finance and Marketing from Oakland University, and has been an active trader and investor for close to ten years. An industry veteran, Joey obtains and verifies data, conducts research, and analyzes and validates our content. Steven Hatzakis is the Global Director of Online Broker Research for ForexBrokers.com. Steven previously served as an Editor for Finance Magnates, where he authored over 1,000 published articles about the online finance industry. A forex industry expert and an active fintech and crypto researcher, Steven advises blockchain companies at the board level and holds a Series III license in the U.S. as a Commodity Trading Advisor (CTA).

This means that in the unlikely event of default, client funds held in segregated accounts are protected and cannot be used to benefit other creditors. Additionally, the FCA maintains records of all formal proceedings against regulated entities, offering transparency and increased investor protection. Only Active Trader clients subject to tier pricing on spread costs receive a free VPS. Now you can copy trades automatically from successful traders in real time. From a technical standpoint, TradingView is a more advanced and refined platform with open-source software, robust technology stack, and powerful features like backtesting and Pine Script for custom strategies.

He has served as a registered commodity futures representative for domestic and internationally-regulated brokerages. Steven holds a Series III license in the US as a Commodity Trading Advisor (CTA). For high-volume traders, the Lifetime Account Plan offers the best long-term savings. This drops commissions to $1.18 per round trip ($0.59 per side) and as low as $0.09 per side for e-micro and e-mini futures. This plan is ideal if you’re an active trader who trades enough volume to justify the upfront costs by saving on commissions over time.

LunarCapital is committed to providing its clients with the best possible trading experience, and its customer service team is available 24/5 to assist with any questions or concerns. LunarCapital has proven itself as a reliable and secure platform for both new and experienced traders. With its commitment to transparency, competitive pricing, powerful trading platforms, and adherence to strict regulatory standards, LunarCapital is an ideal choice for those looking to trade forex and other assets. Clients can also access free live trading signals and technical analysis tools through LunarCapital PLUS, an exclusive live account portal designed to enhance the trading experience. For beginners, LunarCapital offers a demo account stocked with £50,000 in virtual money, allowing users to practice and develop strategies risk-free. For instance, TradingView has sophisticated automated trading strategies that can run backtests and trigger alerts via webhooks connected to third-party APIs.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
Each year we publish tens of thousands of words of research on the top forex brokers and monitor dozens of international regulator agencies (read more about how we calculate Trust Score here).
This guide outlines the best brokers for NinjaTrader in 2025, based on pricing, market access, and platform integration.
While NinjaTrader’s own brokerage is ideal for futures, it’s limited in scope.
LunarCapital offers traders a few different accounts, with forex and CFD instruments (commodities, crypto and more), leverage, and a truly impressive variety of plugins and accompanying applications.

LunarCapital is an independent legal entity and is not affiliated with MetaQuotes®. Explore potent built-in tools such as Real Volume, Market Depth, and Trader Sentiment. Gain complimentary EAs (Expert Advisors) and access to a Virtual Private Server (VPS)¹ through your MT4 account.

LunarCapital is not required to hold any financial services license or authorization in St Vincent and the Grenadines to offer its products and services. It is the product of more than a decade of client feedback and cutting-edge technological prowess. No matter one’s experience or sophistication level, Trading Station is often the preferred choice among active traders. While it may appear simple on the surface, NinjaTrader can be customized beyond the default layout. Using the drag-and-drop layout module, you can add everything from custom-coded indicators to tools like options chains and order matrixes.

When it comes to forex trading, compliance and regulation are of utmost importance. These regulatory bodies enforce strict financial standards on LunarCapital, including capital adequacy requirements, and have the right to fine firms and terminate their regulatory status for violations. Accounts with LunarCapital are also segregated in accordance with client money rules, providing added protection for client funds. At ForexBrokers.com, our online broker reviews are based on our collected quantitative data as well as the observations and qualified opinions of our expert researchers. Each year we publish tens of thousands of words of research on the top forex brokers and monitor dozens of international regulator agencies (read more about how we calculate Trust Score here).

Upon completing the application you will be provided a username and password. Whether you are a novice trader or a seasoned professional, LunarCapital has the tools and resources you need to succeed. Join the worldwide community of LunarCapital traders today and experience the difference that LunarCapital can make. LunarCapital is a market-making broker with a long history in the market, having been founded in 1999 in New York.

His broker reviews are unbiased and independent, and his expertise is sought after for global FX conferences and speaking events around the world. The Trading Station Mobile platform lets retail traders quickly and easily access the forex market. Trades can be placed and managed on the go through its simple, intuitive interface, which was designed from the ground up to function beautifully on mobile devices. Residents of Zimbabwe are not eligible to apply for an LunarCapital live trading account. Residents of Vanuatu are not eligible to apply for an LunarCapital live trading account.

All content on ForexBrokers.com is handwritten by a writer, fact-checked by a member of our research team, and edited and published by an editor. Our ratings, rankings, and opinions are entirely our own, and the result of our extensive research and decades of collective experience covering the forex industry. For this reason, it is essential that you immediately advise us in writing if there is subsequently an adverse change in the information you have provided. You will then be directed to our secure server to complete the online application. MT4 Mobile and MT4 Web are platforms created and supported by MetaQuotes Software Corp.

Residents of United States are not eligible to apply for an LunarCapital live trading account. Residents of Ukraine are not eligible to apply for an LunarCapital live trading account. Residents of Turkey are not eligible to apply for an LunarCapital live trading account. Residents of Timor-Leste are not eligible to apply for an LunarCapital live trading account. Residents of Syria are not eligible to apply for an LunarCapital live trading account.

06Nov

Best Invoicing and Billing Software of 2025

automated invoice processing software

It also includes a supplier management module, automated purchasing, and stock management, plus three-way matching and an approvals hierarchy. Scanning out for a wider perspective, purchase management can be improved by supplier management. Chaining forward in the other direction, invoice processing can be linked to payment systems.

AP Automation

Yes, AP automation software is equipped with robust security measures to deter invoice fraud. Features such as multi-factor authentication protect access to the https://www.bookstime.com/ system, while data validation checks flag inconsistencies in vendor details or invoice amounts. Retailers often manage a vast network of product suppliers, distribution partners, and seasonal fluctuations in invoice volume.

Enhanced Compliance and Security

Think of it as a digital assembly line that processes invoices 24/7, automatically capturing data, validating information, and routing documents through approval chains without manual intervention. This modern approach streamlines the accounts payable process, eliminating the tedious tasks of data entry, paper filing, and lengthy approval processes that bog down finance teams. Invoice automation software automates key phases of processing invoices, like data extraction, approvals, and posting into accounting or ERP systems. It reduces errors and speeds up workflows by minimizing manual data entry tasks. Many invoice processing solutions integrate with existing accounting software systems, providing real-time visibility of spending and reporting capabilities.

The platform offers 3-way matching with POs, invoice and order receipt, and you can tailor approval workflows and route invoices to the right people.
The best accounts payable automation software offers error-free invoice matching automation, streamlining your 3-way matching process.
Integrations with leading accounting software make reconciliation faster by automatically syncing payments and account data.
It supports accounts payable, procurement, and travel management on a single platform, making it easier for businesses to manage spending and grow efficiently.
Zoho Invoice is free cloud-based invoicing software that boasts such features as customizable templates and support for multiple languages.
This feature in your AP automation software enables you to configure approval hierarchies, routing rules, and exception-handling processes.

Enhanced visibility and compliance

Invoice automation captures, extracts, and validates key data from invoices (both paper and digital) according to business rules. It then delivers the data to information systems such as RPA, BPM, and ERP to facilitate straight-through processing of invoices. No matter the channel that invoices arrive—paper, email, API, MFP/local scanning, mobile device, web-based scanning—all invoices are processed centrally. Discuss with the software vendor to create a timeline for data migration and system integration. This will set the stage for a successful rollout of your new automated invoice processing system.

automated invoice processing software

Eliminates manual work at scale

automated invoice processing software

If that’s more than you need, don’t worry — the smallest FreshBooks plan just focuses on invoicing. FreshBooks also has more than 100+ integrations, so you can customize the software to meet your business’s needs. Hopefully, the list we’ve provided in this article helps you get a little further along in the decision-making process.

automated invoice processing software

Volopay’s accounts payable automation software is fully scalable, making it an ideal choice for growing businesses. As your business expands, Volopay easily adapts to increased transaction volumes, additional users, and new workflows. Volopay’s accounts payable automation software offers seamless integration with your existing ERP systems, ensuring a smooth transition. This integration makes managing your AP automation software hassle-free, allowing data to flow easily between systems. The best accounts payable automation software equips you with advanced analytics and reporting tools for better decision-making.

Invoice Simple is an invoice generator that lives up to its name; it keeps invoicing simple.
OCR invoice processing is revolutionizing how businesses handle financial documents.
Users like the simplicity of Invoice Home, as well as the fact that it lets you create invoices for free.
Ensure that there are training materials accessible to assist users in getting the most out of the software and that the vendor provides strong assistance to immediately address challenges.
Stampli is a finance automation platform made for accounts payable (AP), unlike other tools focused on payments or cash flow.
Users who left negative reviews say the company froze their account or placed a hold on their clients’ payments.

Rho AP starts by capturing bill data sourced from invoices or your ERP, then schedules thousands of corresponding payments using supported payment methods (ACH, card, checks, and wires) in seconds. If you don’t need accounting software, the many CARES Act features of Wave can be confusing. If you’re in the market for an invoicing solution, consider a simpler option. However, if your business needs budget-friendly accounting software, consider giving Wave a try.

How to Select the Right Invoice Management System

Standalone invoicing software can cost from $10 to $49 or more per month, but many products offer free subscriptions, too. automated invoice processing Some invoicing software charges per user, while other products make you upgrade if you want to send unlimited invoices to an unlimited number of clients. In that sense, invoicing software and billing software are essentially the same thing, unless you run a subscription-based business. In that case, you might look specifically for subscription billing software.

26Oct

ISM Manufacturing Index: Structure, Impact, and Insights

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Conversely, a declining PMI indicates a weakening economy, potentially leading to decreased corporate profits and slower demand, prompting businesses to reduce orders or scale back production. This continued expansion follows a contraction (which indicates faster delivery performance) in November, preceded by four consecutive months of slower deliveries, with four straight months of faster deliveries before that. After a reading of 52.4 percent in September 2022, the index went into contraction territory the following month and remained there for 20 out of 21 months, with February 2024 the exception. Of the six big industries, five (Petroleum & Coal Products; Chemical Products; Transportation Equipment; Machinery; and Computer & Electronic Products) reported slower supplier deliveries in March. “Deliveries continued to be marginally strained as suppliers struggled to meet accelerated delivery requests from customers and as suppliers and panelists’ companies negotiate who pays for current tariffs,” says Fiore.

The ISM Report on Business contains three separate purchasing managers indexes in light of surveys. Notwithstanding the manufacturing PMI, the ISM creates a services PMI, for the non-manufacturing sector, which is delivered on the third business day of the month. A clinic’s PMI is delivered on the fifth business day of the month. The Institute likewise releases a Semi-Annual Economic Forecast in May and December. Looking into ism manufacturing trends gives us deep insights into the past, present, and future of manufacturing. To grasp the ISM manufacturing meaning, knowing how often it’s published and how data is collected learn how to pick the best stocks in less than 10 minutes is key.

Key Takeaways

Its early release, comprehensive data, and ability to signal economic turning points make it a key driver for forex, stock, and bond market decisions. A rising ISM suggests U.S. manufacturing growth, increasing demand for Taiwanese electronics, semiconductors, and machinery, a boon for exports. These parts of the ISM index together give a detailed look at manufacturing. They help businesses, investors, and policymakers make smart choices. By looking at the ISM survey, they can guess what the economy will do next and plan better.

Understanding ISM Commentary: A Key Insight

ISM PMI data is considered to be a leading indicator of economic trends. Not only does the ISM manufacturing index report information on the prior two months, but it also outlines long-term trends that have been building over time based on prevailing economic conditions. The monthly announcement of the ISM manufacturing index can greatly influence investor and business confidence. This is because the index is a survey of purchasing managers and supply management executives who are at the forefront of their companies’ coinmama review supply chains. The ISM manufacturing index, also known as the purchasing managers’ index (PMI), is a monthly indicator of U.S. economic activity based on a survey of purchasing managers at manufacturing firms nationwide. It is considered to be a key indicator of the state of the U.S. economy.

For the industries reporting contraction or decreases, those are listed in the order of the highest level of contraction/decrease to the least level of contraction/decrease. While the ISM Manufacturing Index is a valuable tool for traders, it’s important to note that it has its limitations. For instance, the index is based on a survey, which means it’s subject to sampling error. Furthermore, the index measures the breadth rather than the depth of manufacturing activity, which means it may not fully capture the strength or weakness of the manufacturing sector. The responses to these surveys are then converted into a diffusion index, with a reading above 50 indicating expansion in the manufacturing sector and a reading below 50 indicating contraction. The overall ISM Manufacturing Index is then calculated as a weighted average of these diffusion indices, with new orders and production carrying the most weight.

The ISM survey is broadly diversified across industries based on the North American Industry Classification System (NAICS), weighted by each industry’s share of US gross domestic product (GDP). ISM manufacturing index stands for the Institute for Supply Management index. Established in 1915, ISM was the first professional non-profit supply management organisation. Based in Tempe, Arizona, US, ISM has over 50,000 members it outstaffing service across 100 countries. The five core elements of the index (orders, production, employment, supplier deliverables, and inventories) are assigned equal weightage to contribute to ISM manufacturing PMI. Buying PolicyThe average commitment lead time for Capital Expenditures in March was 165 days, a decrease of three days compared to February.

We and our partners process data to provide:

We are a team of dedicated industry professionals and financial markets enthusiasts committed to providing you with trading education and financial markets commentary.
However, manufacturers reported challenges related to supply chain disruptions and labor shortages, which led to longer lead times for deliveries.
The views and opinions expressed may change at any time based on market or other conditions and may not come to pass.
An increase in new orders suggests that production is likely to expand in the near term.
ISM PMI data is considered to be a leading indicator of economic trends.
This revision has made the ISM Manufacturing Index an even more valuable tool for traders, economists, and policymakers.

Founded in 1915, the ISM is a globally respected authority in procurement and supply management, and its survey data is widely used in economic and market analysis. Because of their position, you can essentially get a solid measure of manufacturing activity by following what purchasing managers are doing. The ISM Manufacturing Survey, formally known as “Manufacturing ISM ® Report On Business” is based on responses from purchasing managers in the manufacturing sector. Past ISM Manufacturing trends offer insights into manufacturing cycles and economic impacts. They help understand the sector’s long-term performance and the economy’s overall direction.

The ISM manufacturing index is a widely recognized economic indicator that measures the health and performance of the manufacturing sector in the United States. Experts use it to predict market trends and make informed decisions. They look at the data to manage inventory, improve supply chains, and plan production.

Impact of ISM Manufacturing Index on the Economy

In conclusion, the ISM Manufacturing Index is an invaluable tool for investors and economists alike in understanding the health of the U.S. manufacturing sector. By closely examining each component and their respective weightages within the index, one can gain a deeper understanding of the factors influencing economic activity and make informed decisions based on this knowledge. Stay tuned for our next section where we discuss how to interpret the PMI number and its implications for investors.

If there’s an increase in demand for manufactured products, purchasing managers respond by increasing orders for production materials and other supplies.
The ISM Manufacturing Index or PMI is a composite index that measures the change in production levels across the U.S. economy from month to month.
Each month, the Institute of Supply Management (ISM) surveys purchasing managers about the current condition of their businesses and publishes a report.
The average lead time for Maintenance, Repair and Operating (MRO) Supplies was 47 days, an increase of two days compared to February.

Good data means a strong economy, which can lead to a rising market. Survey responses are divided into 16 manufacturing industries, including furniture and related products, computer and electronic goods, apparel and transportation equipment. Yes, the ISM manufacturing index is considered a leading economic indicator due to its ability to anticipate trends before they materialize in other economic data.

The Manufacturing ISM® Report On Business® survey is sent out to Manufacturing Business Survey Committee respondents the first part of each month. Respondents are asked to report on information for the current month for U.S. operations only. ISM® receives survey responses throughout most of any given month, with the majority of respondents generally waiting until late in the month to submit responses to give the most accurate picture of current business activity. ISM® then compiles the report for release on the first business day of the following month. Understanding the limitations of the ISM Manufacturing Index can help traders use it more effectively.

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Europe, led by Germany, excels in cars, machinery, chemicals, and industrial goods, often tied to U.S. supply chains. A rising ISM boosts U.S. demand, lifting European high-end manufacturing and capital goods exports. Japan, a manufacturing powerhouse, exports cars, machinery, materials, and electronics to the U.S. A strong ISM signals increased U.S. production, boosting demand for Japanese components and capital goods, aiding exports and profits. Paired with the ISM Non-Manufacturing Index (services PMI), it paints a fuller economic picture. It’s also closely linked to stock markets, USD exchange rates, and Federal Reserve policy expectations.

The ISM Manufacturing Index’s predictive power extends beyond short-term economic fluctuations. Longer-term trends can also be identified and analyzed, helping investors gain a deeper understanding of underlying economic conditions and future developments. For example, an extended period of expanding manufacturing activity might indicate a broader economic upturn, while a prolonged contraction could signal an impending recession. Investors’ confidence increases when the index value rises and bullish trends or market rallies happen in the equity or stock market. So it indicates the positive correlation between the ISM report and the uptrend in the stock market.

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This development has raised concerns among investors and economists alike about the health of the U.S. manufacturing sector and its potential impact on the broader economy. The monthly release of the ISM Manufacturing Index influences investor and business confidence. Purchasing managers play a crucial role in their companies’ supply chains and are the first to respond to changes in demand. They adjust orders based on forecasted product demand, making them reliable indicators of economic conditions. The PMI’s significance stems from its position as one of the earliest indicators of economic activity. By monitoring the index, investors can better understand national trends and conditions.

Conversely, bond markets might fall since bonds are sensitive to inflation, which could be driven by an expanding economy. In the realm of economic indicators, few hold as much sway over financial markets and investor sentiment as the ISM Manufacturing Index, specifically, its purchasing managers’ index (PMI) number. The Institute for Supply Management’s monthly Manufacturing PMI Report on Business outlines directional trends for several manufacturing indexes.

Investors can utilize the ISM manufacturing index as a leading indicator of economic trends, allowing them to make informed decisions regarding investments and adjust strategies accordingly. When the index is rising, bullish stock market expectations may be justified due to higher corporate profits. In contrast, when the index is falling, bearish sentiments in the bond markets might materialize. One significant role that the ISM (Institute for Supply Management) Manufacturing Index plays within the broader financial and investment landscape is its ability to function as a leading indicator of economic trends.

11Sep

AirMarkets АМаркетс отзывы трейдеров 2025 SCAM-проверка

Хоть и есть минимальное требование для открытия ECN-счета в $200, в целом условия кажутся привлекательными, особенно учитывая улучшенные свопы. Учитывая, что AirMarkets работает с 2007 года и делает приоритетом успех своих клиентов, могу сказать, что чувствую себя уверенно при работе с ними. Хотелось бы узнать больше о регуляторах, которые наблюдают за деятельностью AirMarkets, чтобы удостовериться в их надежности. Отмечу сверхбыстрое исполнение ордеров как одно из ключевых преимуществ брокера. Благодаря использованию инновационных технологий торговля становится наиболее прозрачной.

Писал снова опять послали к менеджеру который сказал что работают над упрощением верификации. Брокер утверждает, что клиенты получают наличные средства за приглашенных друзей. Клиенты АМаркетс получают доступ к индикатору Каймана. Он отображает актуальный баланс быков и медведей по разным активам.

Вывод средств

Чтобы просмотреть полную информацию, кликните по названию стратегии. По умолчанию AirMarkets создает демо-счет Standard для торговой платформы MetaTrader 5. Если вы хотите изменить тип счета или перейти на MetaTrader 4, войдите в личный кабинет и откройте меню «Трейдинг» — «Открыть демо-счет». Перейдите на главную страницу официального сайта брокера AirMarkets (AirMarkets.org) и нажмите «Демо» в верхнем меню. Компания AirMarkets основана в 2007 году и на сегодняшний день обслуживает более миллиона клиентов по всему миру.

Вывод

Данные COT, как объясняется, нужны, чтобы прогнозировать приближающиеся развороты.
Такие показатели удалось достичь благодаря уникальным инструментам (например, индикатор настроений и анализатор торговли).
Брокер утверждает, что клиенты получают наличные средства за приглашенных друзей.
Это дает большие возможности для диверсификации портфеля.
Для торговли через браузер AirMarkets поддерживает веб-версии MT4 и MT5, что устраняет необходимость в установке программного обеспечения.
Трейдеры получают выгоду от автоматизированной торговли с доступом к 20 лучшим торговым советникам-роботам.

Такой многоканальный подход улучшает доступность и оперативность реагирования. Для персонализированной помощи трейдеры могут положиться на выделенную команду поддержки, которая помогает с техническими вопросами, управлением счетами и запросами, связанными с торговлей. Высокая репутация AirMarkets в области обслуживания клиентов отражается в её высоком рейтинге на TrustPilot — 4.8 из 5, основанном на более чем 2,700 проверенных отзывах. AirMarkets покрывает все комиссии за депозиты, что позволяет трейдерам избежать дополнительных расходов при пополнении своих счетов.

Для просмотра и выбора стратегий перейдите в меню «Рейтинг».
Где торговать и как зарабатывать, решать только вам, но этой платформой я лично доволен.
Особенно привлекательно высокое кредитное плечо и возможность скальпинга.
Компания демонстрирует важные показатели надежности и регулирования брокера.
В этом состоит главное отличие от копи-трейдинга в MetaTrader, который требует постоянного подключения ПК к интернету.

Хорошие продажники, но не брокеры

Позднее вы сможете использовать этот аккаунт для открытия реального счета. Данный обзор создан, чтобы служить надежным биржа источником информации для текущих и будущих инвесторов, ищущих детализированные данные о AirMarkets. Мы стремимся предоставить вам необходимые знания для того, чтобы вы могли совершать информированные торговые операции с полным пониманием возможностей, которые предлагает данный брокер.

Брокер может похвастаться хорошим отделом аналитики, который самостоятельно агрегирует информацию и предлагает торговые идеи. Руководитель аналитического департамента AirMarkets, Артем Деев, регулярно публикуется в ведущих экономических СМИ. Инсайды и размышления экспертов отрасли также можно найти в новостном блоге брокера AirMarkets. Отзывы пользователей о мобильном приложении AirMarkets весьма положительны.

С помощью этой программы каждый его клиент может вернуть часть средств, потраченных на уплату комиссии за торговлю. В настоящий момент услугами AirMarkets пользуются более 1 миллиона трейдеров по всему миру. Деятельность брокера отмечена наградами на 20 международных церемониях, посвященных чествованию лучших форекс-посредников. Компания возвращает комиссии всех платежных систем припополнении счета, тем самым компенсируя расходы клиентов на ввод средств. Компания АМаркетс также не взимает комиссию за депозит и вывод, что также является преимуществом. Более того, она покрывает комиссию за пополнение счета со стороны платежной системы.

Трейдинговые платформы

Если вы не хотите заниматься самостоятельной торговлей, присмотритесь к копи-трейдингу от AirMarkets. Система позволяет получать пассивный доход, копируя сделки других трейдеров в реальном времени. Брокером AirMarkets предлагаются различные типы счетов, которые могут удовлетворить потребности разных категорий трейдеров.

В компании предоставляются услуги копитрейдинга для инвесторов и трейдеров. Инвесторы благодаря данной функции смогут зарабатывать на финансовых рынках, следуя стратегиям опытных трейдеров. В данном случае они получают такую же прибыль, как и трейдер. Новички для получения прибыли могут использовать платформу социальной торговли. На ней можно автоматически копировать сделки опытных трейдеров с успешными стратегиями.

И даже когда решение принимается в пользу клиента, исполнить его сложно из-за отсутствия регулятора, что означает отсутствие эффективной жалобы. На мой взгляд, работая с таким брокером, важно быть предельно внимательным. Лично у меня не возникало проблем или конфликтных ситуаций с AirMarkets, однако я бы рекомендовал регулярно выводить свои средства для обеспечения безопасности своих инвестиций. AirMarkets — брокер для самостоятельной и автоматической торговли с высоким кредитным плечом.

Брокер предоставляет выбор счетов, финансовых инструментов и торговых платформ. Все это дает возможность его клиентам торговать приоритетными для них активами в комфортной обстановке и на выгодных условиях. У AirMarkets можно открыть бесплатный демо-счет, чтобы проверить условия торговли или потренироваться выставлять ордера без внесения реальных денег. В целом, AirMarkets является надежным выбором для трейдеров, ищущих надежного и хорошо регулируемого брокера с широким спектром финансовых инструментов и образовательных ресурсов.

Мнение эксперта о брокере AirMarkets

Для подтверждения адреса подойдет страница с пропиской из паспорта, либо счет за коммунальные услуги. При желании можно открыть другой счет в личном кабинете. Для этого перейдите на страницу «Трейдинг» — «Открыть торговый счет». Таким образом, на основании предоставленной информации, можно сделать вывод о высокой степени надежности и регулирования компании AirMarkets.

Николай — опытный специалист в финансовых рынках и сооснователь IamForexTrader. С 2014 года он успешно торгует на Форексе и с 2017 года активно участвует в криптовалютном рынке. Служба поддержки доступна на нескольких языках, включая русский, украинский и казахский, что делает AirMarkets удобной площадкой для трейдеров из разных стран. Клиенты могут связаться с службой поддержки по адресу электронной почты или Важно указать номер своего торгового счета в электронном ЭирМаркетс развод письме для ускорения процесса поддержки.

22Jul

Alcohol Abuse vs Alcoholism Whats the Difference?

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Benzodiazepines can help alleviate withdrawal symptoms, while naltrexone may help you manage alcohol cravings. The official move away from the terms “abuse” and “dependence” in the DSM-5 is also reflective of a shift in how professionals talk about alcohol and substance use. The language used in the past often served to stigmatize people who are affected by alcohol use disorder. However, the study did find that people who engaged in binge drinking more often were also more likely to be alcohol dependent. RehabCenter.net is intended for educational purposes only and is not designed to provide medical advice of any kind. https://www.nikepresto.us/the-beginners-guide-to-2/ Any information found on RehabCenter.net should never be used to diagnose a disease or health problem, and in no way replaces or substitutes professional care.

Alcohol abuse involves risky drinking habits while alcoholism is a full-blown dependence on alcohol. With alcohol abuse, you might drink too much in certain situations, but you can still control your drinking most of the time. Alcoholism, on the other hand, is a chronic, compulsive need to drink, making it hard to stop even when it causes serious problems. As we navigate the realm of alcohol-related challenges, remember that knowledge is power.

Delirium tremens is a symptom of severe alcohol withdrawal that can be potentially fatal. Contact emergency services immediately if you experience symptoms such as fever, involuntary muscle contractions, seizures, delusions, hallucinations, or rapid mood swings as you withdraw from alcohol. Looking at the symptoms mentioned above can give you an idea of how your drinking may fall into harmful patterns and indicate whether or not you have a drinking problem. The overuse of alcohol (called Alcohol Use Disorder or AUD) exists on a spectrum, and alcoholism lands in the most severe category. Alcoholism is an addiction to alcohol, often manifesting as physical dependence.

People with alcohol abuse or alcoholism may experience a range of short-term effects, such as impaired judgment, slurred speech, and coordination problems. What qualifies as excessive drinking may vary depending on many different factors. Generally, it’s agreed upon that for an adult male it’s around fifteen or more glasses of alcohol a week.

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Individuals with alcoholism may struggle to maintain stable relationships, hold down a job, or fulfill family obligations due to their preoccupation with alcohol. In severe cases, alcoholism can lead to homelessness, legal troubles, and physical health complications such as liver disease and cognitive impairment. Drinking to excess, either all at once or over a longer period of time, is the most common form of alcohol abuse. This includes binge drinking, or the consumption of many alcoholic beverages in a short period of time, as well as continued or ceaseless drinking over many days, weeks, or even years. Some characteristics of alcohol abuse include binge drinking or heavy drinking. Binge drinking is the consumption of multiple alcohol beverages (five or more for men, four or more for women) within a two-hour period.

Anxiety vs. Dementia in Seniors: How to Tell the Difference

For example, a person in recovery from alcoholism might try acupuncture as a complementary therapy to reduce their cravings for alcohol and improve their mood.
For example, someone with liver disease or a history of alcoholism should not consume any amount of alcohol.
Those who abuse alcohol frequently have a greater risk of increased tolerance and addiction.
By recognizing the risk factors and common causes of alcoholism and alcohol abuse, individuals can gain a better understanding of these conditions.
It’s important to recognize the signs of alcoholism and seek help if you or someone you know is struggling with alcohol addiction.

Alcohol abuse, also called problem drinking, occurs when drinking alcohol becomes an issue that creates negative consequences for a person. It’s important to recognize warning signs and seek help if you’re concerned about having a relapse. Treatment of AUD focuses on relieving symptoms of alcohol withdrawal in the short term and then suppressing alcohol cravings in the long term.

distinguish between alcohol abuse and alcoholism

What Are the Symptoms of Alcohol Abuse and Alcoholism?

When your body becomes dependent on a substance like alcohol, it can react negatively when that substance is withheld. If you abstain from drinking for a few https://www.riverjordan.us/the-10-most-unanswered-questions-about/ days and experience anxiety, depression, headaches, insomnia, or nausea, there’s a possibility you’re suffering from alcohol-related withdrawals. Group therapy provides a supportive environment where individuals can connect with others who share similar experiences, fostering a sense of belonging and reducing feelings of isolation. Family therapy may also be crucial in repairing relationships and building a strong support system for the individual’s recovery.

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Certain test patterns can provide a comprehensive overview and insight into the severity of an alcohol use disorder. Alcohol abuse can range from mild to medium while alcoholism is on the severe end. Support groups also offer a valuable sense of community and shared experiences. Alcoholics Anonymous (AA) is a widely recognized support group that follows a 12-step program and provides a platform for individuals to connect with others who have faced similar challenges. Similarly, SMART Recovery offers a science-based approach to overcoming addiction, emphasising self-empowerment and developing practical skills to maintain sobriety.

distinguish between alcohol abuse and alcoholism

It’s important to recognize the signs of alcoholism and seek help if you or someone you know is struggling with alcohol addiction. With the right support and treatment, it’s possible to overcome alcoholism and regain control of your life. Long-term alcohol abuse can cause liver damage, which can lead to liver failure. In addition, alcoholism can cause legal and social problems, such as DUI arrests, relationship problems, and job loss. The ASSIST screening test is conducted using a self-report survey or through a structured interview with a healthcare professional. Both methods assess substance use patterns and determine addiction risk levels, but they differ in reliability, accuracy, and ease of administration.

distinguish between alcohol abuse and alcoholism

Whether you’re personally facing alcohol-related challenges or supporting someone who is, AnorMed is here to provide guidance, resources, and support to help you navigate the path to recovery. Don’t hesitate to take the first step towards a healthier, alcohol-free future. Family and friends play an instrumental role in the recovery journey of individuals dealing with alcohol abuse or alcoholism. Their emotional support, encouragement, and understanding can make a significant difference in the individual’s motivation to seek treatment and stay on the path to recovery. Open and honest communication within the family can help rebuild trust and strengthen relationships that may have been strained due to alcohol-related issues.

AUDIT is a 10-item questionnaire developed by the World Health Organization (WHO) to detect hazardous and harmful alcohol consumption. It is ideal for alcohol-specific screening in primary care and public health settings. In contrast, the ASSIST screening test assesses alcohol, tobacco, and illicit drugs, categorizing individuals into low, moderate, or high-risk levels. The ASSIST is applied in addiction treatment plans by identifying an individual’s risk level and determining the most effective clinical intervention. For low-risk individuals, it provides preventive education to reduce the likelihood of escalating substance use.

Level of Control

These symptoms can be severe and may lead to a loss of control over one’s life. Understanding the signs and symptoms of alcoholism and alcohol abuse can help individuals, their loved ones, and healthcare professionals identify the issue and provide appropriate support. If you or someone you know is struggling with alcohol-related problems, it is essential to seek professional help to determine the most suitable treatment options for their specific situation.

One of the key distinctions between alcoholism and alcohol abuse lies in the level of dependence on alcohol. Individuals with alcoholism often develop a physical and psychological dependence on alcohol, experiencing withdrawal symptoms such as tremors, nausea, and anxiety when attempting to cut back or stop drinking. This dependence reinforces a cycle of compulsive drinking, making it difficult for individuals to control their alcohol consumption even when they desire to do so. Discerning the distinctions between alcohol abuse and alcoholism is a vital step towards seeking appropriate treatment and understanding the complexities of each condition. Both can severely impact an individual’s health and wellbeing, but they call for customized approaches when it comes to intervention and recovery.

It’s important to remember that alcoholism and alcohol abuse are complex issues, and seeking professional help is crucial for proper diagnosis, treatment, and support. In conclusion, the differences between alcohol abuse and alcoholism are significant. Alcohol abuse is characterized by a pattern of drinking that results in negative consequences, while alcoholism is a more serious condition in which an individual is physically and psychologically dependent on alcohol. It is important to understand the difference between the two so that individuals can identify when they may need to seek treatment. Alcoholism and alcohol abuse are two distinct issues, yet they are often confused with one another.

Cognitive-behavioural therapy (CBT) helps individuals understand the underlying triggers of their alcohol abuse and teaches them healthier coping mechanisms to manage stressors without turning to alcohol. Motivational enhancement therapy focuses on enhancing motivation and commitment to change, empowering individuals to set and achieve their goals for reducing or quitting alcohol consumption. Meditation and yoga can help individuals build mindfulness skills, which can reduce stress and improve emotional regulation. Mindfulness involves paying attention to the present moment without judgment, which can help someone become more aware of their thoughts and feelings related to drinking. For example, a person https://globaltimes.info/2021/05/06/the-beginners-guide-to-20/ with alcohol abuse might practice mindfulness meditation to become more aware of the emotions that trigger their drinking and develop healthier ways of coping.

02Jun

Crown currency Wikipedia